Can social security and commercial insurance be reimbursed at the same time?

Commercial medical insurance can be reimbursed together with social security, because commercial medical insurance is different from general medical insurance. Units and individuals voluntarily participate and pay insurance premiums according to a certain amount. In case of serious illness, you can get certain medical expenses from the insurance company, which does not conflict with social security and can apply at the same time.

legal ground

Article 14 of the Insurance Law of People's Republic of China (PRC)

After the insurance contract is established, the applicant pays the insurance premium according to the agreement, and the insurer begins to assume the insurance liability according to the agreed time.

"Detailed Rules for the Implementation of People's Republic of China (PRC) Social Insurance Law" Article 8.

The medical expenses incurred by the insured in the agreed medical institutions that meet the basic medical insurance drug list, diagnosis and treatment items and medical service facilities standards shall be paid from the basic medical insurance fund in accordance with state regulations. If the insured really needs emergency treatment and rescue, he can seek medical treatment in a non-agreement medical institution; The scope of drugs that must be used for rescue can be appropriately relaxed. The specific measures for the administration of emergency and rescue medical services of the insured shall be formulated by the overall planning area according to the local actual situation.