Can I save money if the social security card financial account is not activated?

1. If the social security card financial account is not activated, you can bring money in, but you can't use it. Within 300 days from the date of receiving the card, I will use my valid certificate to activate the financial application at the cooperative bank outlet corresponding to the financial account, otherwise the social security application of the card will report the loss. If the insured really has something to do and can't handle it in person, he can entrust others to handle it.

2. The most convenient and effective way to activate the social security card is on-site activation, that is, the insured person carries his personal ID card and social security card to the cooperative bank outlet to handle the activation business, comes to the bank outlet, takes the number and queues up, waits for the counter staff to call the number, shows his personal ID card and social security card, and informs the counter staff to handle the activation business. Remember, there is no charge for activation.

Social security accounts are mainly used for our living security. The medical insurance account is used to go to the hospital and buy medicine. A social security card can complete the whole process of registration, medical treatment and expense settlement.

Financial accounts are similar to debit cards and can be used for cash deposit and withdrawal, transfer and consumption. In some areas, pensions, maternity allowances and unemployment benefits are all deposited in this account. Moreover, you can also use financial accounts to pay fees, receive reimbursement fees, receive employment support subsidies, pay utilities, gas bills and so on.

In recent years, the state has been strengthening various functions of social security cards. It is understood that public employment, social security inquiry, personnel examination, medical insurance benefits, maternity benefits, work injury benefits, unemployment benefits and other functions exceed 100. Both pensions and unemployment benefits can be paid through social security card financial accounts.

At present, pensions in many areas are paid through social security card financial accounts, which require the insured to activate the financial accounts in advance. The insured person carries the social security card and ID card and activates it at the nearby cooperative card-issuing bank outlets. It should be noted that the social security card financial account cannot be activated in different places, but can only be activated at the issuing bank outlets in the insured area, which is subject to the regulations of the issuing bank.

If you haven't activated the social security card financial account, or the social security card has no financial account, don't worry too much. Old-age insurance benefits will not stop, but will be distributed through the original channels temporarily. After you activate your account, you will get your consent before sending it to the social security card financial account.

In addition, the social security card financial account, like the ordinary UnionPay debit card, can also open online banking, bank financing and other functions, and there may be some concessions, which are subject to the regulations of the cooperative issuing bank.