The difference between one more year of social security and one less year.

The difference between one more year of social security and one less year is as follows:

1, the social security payment rate is different.

The amount of social security payment is actually that the amount of social security premium to be paid is different every month, so the social security payment rate will be different. Generally speaking, the higher the social security cost, the higher the rate, and vice versa.

2. Different beneficial rights and interests

The amount of social security payment will also affect the individual's beneficial rights and interests. When the social security cost is high, under normal circumstances, individuals enjoy more rights and interests during the insured period, while when the social security cost is low, individuals enjoy less rights and interests during the insured period.

3, the scope of protection is different

The amount of social security payment will also affect the scope of personal protection. Generally speaking, the higher the social security cost, the greater the coverage of the insured, and vice versa. For example, when the social security cost is relatively high, the insured can enjoy comprehensive social security during the insurance period, while when the social security cost is relatively low, the coverage of the insured will be relatively small.

4. The duration of insurance is different.

The amount of social security payment will also affect the individual's insurance years. Generally speaking, the higher the social security cost, the longer the insurance period, and vice versa. For example, when the social security cost is relatively high, the insured person can enjoy a longer enrollment period, while when the social security cost is relatively low, the insured person's enrollment period will be relatively short.

5. Different preferential policies.

Whether social security is paid more or less will also affect personal policy preferences. Generally speaking, the higher the social security fee, the more preferential policies the insured enjoys, and vice versa. For example, when the social security cost is relatively high, the insured can enjoy more preferential policies, while when the social security cost is relatively low, the insured can enjoy relatively few preferential policies.

Changes in social security years have the following effects:

If the number of years of social security is increased, individuals will enjoy social security for a longer time, including medical insurance and pension. This can improve the level of personal welfare, increase the accumulation of pensions and enjoy more protection in medical care. However, if the number of years of social security is reduced, the protection period faced by individuals will be shorter, which may lead to a decrease in pensions and insufficient medical security. In order to cope with this change, individuals can take some measures, such as actively participating in commercial pension plans and purchasing additional medical insurance to make up for the impact of the reduction in social security years. In addition, individuals should also pay attention to policy changes and adjust their personal financial planning in time to ensure their own economic security and welfare protection.

To sum up, the amount of social security contributions varies greatly, which will not only affect the individual's social security contribution rate, beneficiary rights, coverage, years of participation and preferential policies, but also affect the individual's health pension, medical assistance and social welfare.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.