How old can I get rural old-age insurance?

The rural social endowment insurance age is 60 years old, and the specific provisions are as follows:

1, who has reached the age of 60 and does not enjoy the basic old-age insurance for urban workers, can receive a monthly pension;

2, after the implementation of the new agricultural insurance system, has reached the age of 60, did not enjoy the basic old-age insurance for urban workers, do not have to pay, you can receive a monthly basic pension, but their children who meet the conditions of insurance should be insured to pay; If the age is less than 15, the annual payment is allowed, and the accumulated payment shall not exceed15; If the age is above 15, the fee shall be paid annually, and the accumulated fee shall not be less than 15.

How old can I buy endowment insurance?

1. The payment age of endowment insurance in social insurance starts from 16 years old and ends at the legal retirement age (generally 60 years old for men, 55 years old for women cadres, 50 years old for women employees and 60 years old for women residents);

2. The retirement age of freelancers shall be implemented according to local regulations. The so-called payment base of social insurance refers to the wage base used by enterprises or employees to calculate and pay social insurance premiums. This base multiplied by the prescribed rate is the amount of social insurance premiums that enterprises or individuals should pay. Enterprises generally take the total wages of their employees as the payment base, and the average monthly salary of employees in the previous year is the salary base for individuals to pay social insurance premiums.

How to pay individual endowment insurance?

The process of paying individual endowment insurance is as follows:

1. Individual social endowment insurance: the applicant shall bring relevant information to the social security bureau where the household registration is located. Due to the different social insurance policies in different regions, the payment methods are also different. For details, please contact the Social Security Bureau at telephone number 12333. The specific information required is as follows:

My identity card;

Two recent bareheaded one-inch photos;

Premium;

Just an application and so on.

(2) The insured chooses the grade according to his own labor income, and the endowment insurance agency entrusts the post office to collect it monthly. The insured shall open an account at the designated post office with the account opening certificate and ID card, hand in the passbook and change the password;

(3) The insured shall deposit a certain amount of old-age insurance premium (which can be deposited for a quarter, a year or more, but not less than one month) before the 25th of each month;

(4) Before the 5th day of each month, directly receive the endowment insurance premium of last month from the insured's payment passbook.

2. Commercial old-age insurance: Buying commercial insurance means that consumers choose a suitable old-age insurance product according to their own needs by determining the amount of protection, the way to receive pensions and the number of years to receive them.

Matters needing attention in individual payment of endowment insurance are as follows:

1, consider your actual economic situation: individuals should consider their actual economic situation whether they participate in social endowment insurance or commercial insurance; The main purpose of insurance is to protect the future life, but don't let yourself bear too much premium pressure, which is unnecessary. Consumers need to choose the appropriate payment grade according to their actual situation;

2. Planning in advance: The purchase of endowment insurance requires planning in advance, especially social endowment insurance, which needs to be paid for 15 years, so that the old age can be effectively guaranteed.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC).

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium.

The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.

Article 12

The employing unit shall pay the basic old-age insurance premium according to the proportion of the total wages of its employees stipulated by the state, and record it in the basic old-age insurance pooling fund.

Employees shall pay the basic old-age insurance premium in accordance with the proportion of wages stipulated by the state and record it in their personal accounts.