Can I take out the part of social security that I pay myself?

Legal analysis: According to the provisions of the Social Insurance Law of People's Republic of China (PRC), social security funds cannot be withdrawn in principle, but they can be withdrawn under special circumstances. If a person who participates in the basic old-age insurance dies, his legal heir may inherit the balance of his personal account. In case of repeated payment, incomplete payment at retirement 15 years, death before retirement age, etc., those who have gone through relevant procedures can take it out. Rural household registration in other places can apply for the refund of the individual contribution of the old-age insurance after leaving the company, and the unit part cannot be refunded, and other social security cannot be refunded. According to Article 14 of the Social Insurance Law of People's Republic of China (PRC), individual accounts shall not be withdrawn in advance, and the bookkeeping interest rate shall not be lower than the bank time deposit interest rate, and interest tax shall be exempted. If an individual dies, the balance of the individual account can be inherited. 1. If it is a savings fund, as well as the unemployment allowance and maternity allowance applied for, you can withdraw it directly from the bank channel.

2. If it is the funds in the personal account of medical insurance, it can generally only be used for medical reimbursement, or for purchasing medical-related things such as medicines. In addition, commercial insurance can also be purchased, but basically it cannot be refunded.

3. If it is the fund in the personal account of endowment insurance, it can only be collected after retirement. Unless the insured dies or emigrates, the balance of individual pension insurance can be withdrawn.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 2 The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law in case of old age, illness, industrial injury, unemployment and maternity.

Article 3 The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.