How long did I have to buy medical insurance before I could use it?

Legal analysis: 1, social security: it takes effect the next month after enrollment, and can be reimbursed for medical treatment, but it cannot be reimbursed after three months of suspension; 2. The new rural cooperative medical system: generally, it is purchased in September-165438+ 10/every year and takes effect in June of the following year; 3. Commercial medical insurance: generally, there is a hesitation period, and it will take effect after the hesitation period, depending on the specific insurance product terms, there are 10 days, 30 days and 60 days.

Legal basis: People's Republic of China (PRC) Social Insurance Law.

Article 4 Employers and individuals who pay social insurance premiums according to law in People's Republic of China (PRC) have the right to inquire about payment records and personal rights and interests records, and ask social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.

Article 58 An employing unit shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay.

Employees-free individual industrial and commercial households who voluntarily participate in social insurance, part-time employees who do not participate in social insurance in the employing unit and other flexible employees shall apply to the social insurance agency for social insurance registration.

The state establishes a national unified personal social security number. Personal social security number is a citizen's identity number.