Can individuals pay five insurances and one gold?

Legal analysis: individuals can pay one of five insurances and one gold, basic old-age insurance and basic medical insurance. Work-related injury insurance, unemployment insurance and maternity insurance are paid by employers only when they are on the job, and individuals do not need to pay them. Therefore, if unemployed, individuals can pay their own basic old-age insurance and basic medical insurance.

Legal basis: Article 10 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. Article 23 of the Social Insurance Law of People's Republic of China (PRC) stipulates that employees shall participate in the basic medical insurance for employees, and the employer and employees shall jointly pay the basic medical insurance premium in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.