Is it better to buy social security or insurance?

Hello, first of all, social security is the most basic guarantee for every citizen. Because you are a freelancer, you can choose your affiliated company to buy social security. Medical insurance is included in social security. After fifteen years of payment, you can receive a certain pension subsidy every month from the legal retirement age. It won't cost too much every month. Commercial insurance belongs to insurance companies, so this aspect is slightly wider. You can choose high security and disease security, supplement your life in your later years, and be hospitalized for accidents and diseases at ordinary times. This can choose the payment period according to the individual's ability to pay. One difference is that in the case of serious illness, commercial insurance and social security are a little different. The serious illness of commercial insurance can be settled as long as it is diagnosed, and social security is the final settlement in the process of seeing a doctor. Commercial insurance can play an emergency role first.

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.