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What should I do if the medical insurance participation place is different from the work place?

Legal analysis:

Need to modify the social security insurance place. At present, it can be modified online or offline through the medical insurance bureau.

Method 1: Online changes are mainly made through the official national medical insurance APP, WeChat or Alipay, but not all regions support the change procedure. Take Alipay as an example. After entering the medical insurance electronic certificate page, find the insured place. After clicking, a "switch the insured place" will pop up, and then switch the insured place. Method 2: For offline change, you need to go to the local medical insurance agency to go through the formalities for changing the insured place.

What should I do if the medical insurance participation place is different from the card issuing place? I need to go to the social security window of the insured place to apply for social security transfer or apply for a new card at the current insured place.

If the location is the current insured place and the card issuing place is different from the same province, the relationship can be moved to the insured place, subject to the provisions of the local social security department. According to the law, the five insurances and one gold paid include endowment insurance, medical insurance, unemployment insurance, maternity insurance, industrial injury insurance and housing accumulation fund. According to the principle of social security payment, social security payment belongs to territorial management, that is, where the payment is made, the treatment is enjoyed there. First, pension benefits, the average social wage of employees in the pension base area is determined, and the pension standards vary from place to place; The second is to seek medical treatment. Because the social security card belongs to the social security payment place instead of the workplace, there is no way to use the social security card to swipe the card in the workplace where there is no settlement system for medical expenses in different places. The third is maternity and work-related injuries. In order to enjoy the medical expenses, hospitalization expenses, operation expenses and maternity allowance reimbursed by the maternity fund, pregnant workers must go to the social security payment place to give birth. If it is a work-related injury, there are problems such as hospitalization and payment from the work-related injury insurance fund, and you need to run back and forth. Fourth, housing provident fund. If you buy a house in your work unit, you can enjoy the housing provident fund loan. However, the housing provident fund paid in the social security payment place belongs to the payment in different places. It is very difficult to apply for housing provident fund loan in your work unit, and the application needs to be issued everywhere.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifteenth basic pension consists of overall pension and individual account pension. The basic pension is determined according to factors such as individual cumulative payment years, payment wages, average salary of local employees, personal account amount, average life expectancy of urban population, etc.

Twenty-ninth medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by the social insurance agency, medical institutions and pharmaceutical business units. The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.

Derivative problem:

How many kinds of medical insurance are there?

1. Basic medical insurance for urban workers: If you have a job, the regular unit will register with the social security department, which belongs to employee medical insurance. Generally speaking, companies pay 8% and individuals pay 2%. On-the-job, freelance or unemployed people can also pay employee health insurance, but the expenses need to be borne by individuals.

2. The new rural cooperative medical system: those who have no job and are registered in rural areas can participate in the new rural cooperative medical system normally. This kind of insurance, under normal circumstances, individuals only need to pay tens of dollars a year, and financial subsidies at all levels are several hundred dollars a year.

3. Basic medical insurance for urban residents: If you have no job and your household registration is in a town, you can participate in the medical insurance for urban residents, which is called the basic medical insurance for urban residents. Similar to the new rural cooperative medical system, this kind of insurance individual pays tens of dollars every year, and financial departments at all levels will subsidize hundreds of dollars.

4. Medical insurance for retired cadres: This kind of insurance is quite special. It is medical insurance for retirees and revolutionary disabled people, and it is basically reimbursed in full.