Social security loan conditions

Social security loan requirements: 1, the borrower 18 years old or above, and can provide valid personal identification and residence certificate; 2. The borrower continuously pays social security locally to meet the loan conditions, such as 18 months or more as required by Minsheng Bank; 3. The borrower has a stable job and income, and the place of work is at the place of borrowing, and can provide relevant supporting documents; 4. The borrower must have the ability and willingness to repay, and personal credit information cannot be tainted; 5. Meet other conditions of the lender, especially the comprehensive evaluation score of qualification should not be too low. The social security loan process is as follows: 1. Consulting social security loans with specific lending institutions; 2. Prepare the materials required for social security loan application according to the requirements of the lending institution; 3. Fill in the loan application form, application materials and social security loan application form; 4. Sign a loan contract after approval; 5. Lending institutions issue loans. The materials required for social security loans are as follows: 1, social security card, personal identity card; 2. Proof of continuous payment of social security, that is, individual payment records; 3. The applicant's work certificate; 4. The salary of the applicant is mobile; 5. Proof of residence of the applicant in the place where the loan is applied, such as payment receipts for water, electricity, gas and other expenses in the past six months; 6. Other materials required by the lending institution. Legal basis: Article 669 of the Civil Code of People's Republic of China (PRC) concludes a loan contract, and the borrower shall provide true information about the business activities and financial status related to the loan according to the requirements of the lender.

2. What are the social security loan procedures and conditions? Details are as follows!

Usually, companies will buy social security for office workers. Many people only know that such a sum of money is deducted every month, but they don't know that social security can be used to solve problems and conditions with loans. Let's talk about it briefly.

What are the social security loan procedures and conditions?

1

(18-60 years old.

(2) No bad credit record or big data blacklist record.

(3) The borrower needs to have a stable working income and be able to bear the principal and interest that should be repaid every month.

(4) Eligible institutions can pay social security contributions for more than 6 months or 1 year without interruption.

(5) Other conditions stipulated by the lending institution.

2. Loan process:

What conditions need to be met and what materials need to be prepared.

(2) Send the prepared materials to the lending institution, then fill in the loan application form and submit relevant application materials for application.

(3) telephone audit. If approved, the applicant will be informed to sign the contract. If it fails, it will be rejected.

(4) The lending institution signs a contract with the borrower and waits for the funds to be released into the bank card. Follow-up users just remember to repay on time.

The above is about "social security loans hope to help everyone." Generally speaking, as long as users meet the age conditions and have sufficient repayment ability, they can apply directly to lending institutions.

I. Requirements for Social Security Loan of Industrial Bank

1.22-citizens of China (excluding Hong Kong, Macao and Taiwan) aged 55.

2. There are stable * * * groups, and the work unit pays social insurance and provident fund for them.

3. The current unit has recently paid for 6 months continuously, and the social security or provident fund payment base is more than 2,000 yuan.

4. The work place is consistent with the application place, and the work place is consistent with the social security payment place.

5. Personal credit record is good.

6. Other conditions required by Industrial Bank.

Fourth, the social security loan conditions?

The social security loan conditions in Hengyi Loan APP are as follows: (1) Chinese mainland citizens aged 20-55 (except Hong Kong, Macao and Taiwan); (2) Continuous payment of social security in the current company for 6 months or more; (3) A valid mobile phone number authenticated by my real name; (4) Having at least one real-name registered mobile phone number as a bank debit card for binding the mobile phone number; (5) I have an Alipay account with real-name authentication; (six) the authorization of the People's Bank of China on the credit report;