Can I buy out social security at one time? Can the pension be withdrawn in advance after the buyout?

Insurance Bian Xiao helps you answer, and more questions can be answered online.

Hello! Social security can be bought out at one time. Those who participate in the social pooling of the basic old-age insurance for employees of urban enterprises in this city have reached the retirement age stipulated by the state, and the actual payment period (including the deemed payment period, the same below) is over 15 years, and the basic old-age insurance premium is paid monthly. So, after buying out social security at one time, do you still need to wait until retirement to receive old-age insurance? Is needed.

After the buyout, the pension cannot be taken out in advance.

Personal account endowment insurance = personal account storage? Calculate the monthly (50 years old 195, 55 years old 170, 60 years old 139, 120 is no longer unified) basic old-age insurance premium = (the average monthly salary of employees in the whole province last year+my average monthly contribution salary)? 2? Payment term? 1%= the average monthly salary of employees in the whole province last year (1+ my average contribution index)? 2? Payment term? 1%. Note: My indexed average monthly payment salary = the average monthly salary of employees in the whole province last year? My average contribution index.

As can be seen from the above formula, in the case of the same payment period, the basic old-age insurance level depends on the average individual payment index, which is the historical average of the ratio of its actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.

Therefore, in the two calculations of endowment insurance, no matter what the situation, the higher the payment base and the longer the payment period, the higher the endowment insurance. The payment of endowment insurance is stipulated indefinitely. As long as the recipient survives, he can enjoy the monthly pension insurance payment. Even if the personal account pension insurance payment has been used up, it will continue to be paid according to the original standard. Moreover, the contribution of individual endowment insurance will increase year by year according to the increase of the average monthly salary of employees in society.