Yancheng employee medical insurance reimbursement policy 202 1

Legal analysis: Yancheng medical insurance payment ratio;

The basic medical insurance premium for employees shall be paid jointly by the employer and individual employees. The employer shall pay 8% of the total wages of all employees; On-the-job employees pay 2% of their wages, which are withheld and remitted by the employer from their wages on a monthly basis. Flexible employees and other personnel are paid by individuals according to 10% of the payment base specified in the basic medical insurance for employees.

Yancheng medical insurance base:

Employees who participate in the basic medical insurance take the actual wage income as the social security payment base. However, the insured employees with high and low wages should be based on the lower and upper limits of the payment base announced by the human and social departments every year. This upper and lower limit is linked to the average monthly salary of employees in urban non-private units in the previous year announced by the statistics department. The upper limit of payment base is determined according to 19935 yuan/month, and the lower limit is 3 125 yuan/month.

Yancheng medical insurance base:

What is the base * payment ratio of industrial injury insurance?

For example, Xiao Li's monthly salary is 4,500 yuan, so the minimum base for the company to pay for him is 3 125 yuan, the contribution ratio is 8%, and the individual contribution ratio is 2%.

The enterprise pays 3 125×8%50 yuan;

Individual contribution is 3 125×2%2.5 yuan.

How to transfer residents' medical insurance to employees' medical insurance?

Persons who participate in the basic medical insurance for urban residents meet the conditions for participating in the basic medical insurance for urban workers and are willing to transfer. After paying the difference between residents' basic medical insurance and employees' basic medical insurance, the payment period of residents' basic medical insurance will be included in the payment period of employees' basic medical insurance and enjoy treatment according to the relevant provisions of employees' basic medical insurance.

Legal basis: Article 23 of the Insurance Law of People's Republic of China (PRC), employees shall participate in the basic medical insurance for employees, and both employers and employees shall pay the basic medical insurance premiums in accordance with state regulations. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations. Article 25 The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies. People who enjoy the minimum living guarantee, disabled people who have lost their ability to work, elderly people and minors over 60 years old in low-income families, etc. , subsidized by the government.