Pension, work injury, unemployment insurance what is it?

Three insurance refers to pension insurance, medical insurance and unemployment insurance, and one gold refers to housing fund. According to the Social Insurance Law, "three insurance" has become a thing of the past, enterprises must give workers to participate in the "five insurance", that is, work injury insurance and maternity insurance is also mandatory. Workers in all regions can report to the local labor security supervision department at or above the county level if they find that an enterprise has violated the law. The three types of social security insurance are said to be pension insurance, medical insurance and unemployment insurance. If you are a rural household registration and work in the unit of the employee, the unit to pay the social security single, but if it is an urban household registration, you need to pay the five insurance, if it is said to be a flexible employment personnel, the payment of social security three insurance, but the unemployment insurance is not required to pay, so that the payment of old-age insurance and medical insurance can be. As for the payment of social security insurance is the relevant provisions of the national social security policy, regardless of any company is required to pay for employees with social security, that is to say, as long as the signing of the labor contract, then the company has the obligation to insure the social security of all workers. Three insurance generally refers to the pension insurance, medical insurance and unemployment insurance, and five insurance also includes maternity insurance and work injury insurance; three insurance need to be paid by the unit and the employee **** together, and five insurance in the maternity insurance and work injury insurance is paid by the employer, the employee does not pay. Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time workers who do not participate in social insurance in the employing unit, and other flexibly employed persons should apply to the social insurance agency for social insurance registration.

The State establishes a nationally unified individual social security number. Individual social security numbers are citizens' identity numbers.

Legal Basis

The Social Insurance Law of the People's Republic of China*** and the State of China (amended in 2018)

Article 2, the State establishes a social insurance system of basic old-age insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and other social insurance systems to ensure that citizens receive benefits from the State and society in the event of old age, illness, work-related injury, unemployment and maternity. The State establishes social insurance systems such as basic pension insurance, medical insurance, work injury insurance, unemployment insurance, maternity insurance, and other social insurance systems to safeguard the right of citizens to material assistance from the State and society in old age, sickness, work injury, unemployment, maternity, and other situations in accordance with law.

Article 58 An employer shall, within thirty days from the date of employment, apply to a social insurance agency for social insurance registration for its employees. If the employer fails to register for social insurance, the social insurance administration organization shall approve the social insurance premiums to be paid by the employer.

Individual industrial and commercial households without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance with their employers, and other flexibly employed persons shall apply to the social insurance administrative organization for social insurance registration.

The State establishes a nationally unified individual social security number. The personal social security number is a citizen's identity number.