The difference between social security and serious illness insurance

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You should be talking about critical illness insurance, critical illness medical insurance and commercial insurance in social security.

The main difference should be that the medical insurance for serious illness in social security emphasizes wide coverage and low security, and the degree of protection is relatively low (but the relative cost is also low), and the implementation of medical insurance first and then reimbursement. In addition, self-funded drugs or imported drugs are not covered by social medical insurance. Commercial critical illness insurance generally has a high degree of protection (related to the premium amount and types of insurance), and the payment method is to pay after diagnosis. Because it is a fixed payment, if you buy several insurances, you will get several payments, which can be accumulated and superimposed.