Wuxi 2023 Employee Medical Insurance Payment Base

Jiangsu social security payment base in 2023

Jiangsu social security payment base in 2023

For example, the payment base of five insurances and one gold is generally determined according to 60% to 300% of the average salary of employees in the previous year, which is embodied as: 1. If the average wage of employees in the previous year is higher than the local average wage of employees at the end of last year by 300% or more, the payment base of five insurances and one gold shall be calculated according to 300% of the monthly average wage; 2. If the average wage of last year is lower than 60% or less of the average wage of local employees at the end of last year, the payment base of five insurances and one gold shall be calculated according to 60% of the average monthly wage; 3. If the average salary of last year was between 60% and 300% of the average salary of local employees at the end of last year, the payment base of five insurances and one gold shall be declared according to the actual salary. This law is based on the Social Insurance Law.

Legal basis:

Article 8 An employing unit shall, within 30 days from the date of employment, register social insurance for its employees and declare and pay social insurance premiums. If the social insurance has not been registered, the social insurance agency shall verify the social insurance premium it should pay. If the employer fails to declare the amount of social insurance premiums payable according to the regulations, the social insurance agency shall temporarily determine the amount payable according to 1 10% of the amount paid by the unit last month; If there is no payment amount last month, the social insurance agency shall temporarily determine the amount of payment according to the operating conditions of the unit, the number of employees and the average salary of employees in the local last year. After the employer completes the declaration procedures, the social insurance agency shall settle the accounts in accordance with the provisions.

Provisions on social security payment base in 2023

The basic medical insurance for urban and rural residents is an important livelihood security system. In life, residents who did not participate in insurance in time could not enjoy medical insurance reimbursement when they were hospitalized for sudden illness, which caused a great economic burden to their families. Here is an initiative: please take the time to participate in medical insurance and add a guarantee for the health of yourself and your family!

0 1

Insurance payment time

The payment time for insurance is tentatively set at 2022 10/month 1 to February 25, 2022 1. The payment period is1-25th every month, and the settlement period is from 26th to the end of the month.

02

Payment standard

(a) the implementation of annual insurance, prepaid system. In 2023, the individual payment standard of basic medical insurance for urban and rural residents will be 350 yuan per person per year, and the government financial subsidy standard will not be lower than 6 10 yuan per person per year.

(2) Newborn payment: Newborns (new-born babies of that year) shall register for insurance and complete payment within 90 days from the date of birth, and enjoy medical insurance benefits from the date of birth. Those who pay insurance after 90 days of birth will enjoy medical insurance benefits from the next month of payment.

(3) payment standards for special groups:

Persons who enjoy the insurance subsidy policy among medical assistance objects shall be classified and funded according to regulations.

The subsidy standards for poor people and severely disabled people shall be implemented in accordance with the subsidy standards of the Disabled Persons' Federation.

Note: The needy people with multiple special identity attributes can enjoy the insurance subsidy according to the principle of "high priority, not low priority", and the subsidy cannot be repeated.

Wuxi social security minimum payment base 2022

From June 5438+0 to February 3 1 day, 2022, the minimum wage base of the basic old-age insurance for employees in the province is 4,250 yuan, and the upper wage base is temporarily 2 182 1 yuan. The standards for the upper and lower limits of the payment wage base will be announced after the provincial statistics department announces the relevant wage data of the whole province in the previous year. Affected by the epidemic situation in COVID-19, the upper and lower limits of the payment wage base in all provinces in China will not be adjusted in 2020. According to the requirements of national unified deployment, in principle, all provinces should use two years from this year to transition the lower limit of the payment wage base to the normal standard. Considering the actual situation in Jiangsu Province, the province will transition in three years: the minimum wage standard of 202 1 is 3,800 yuan (the actual implementation amount is 4 100 yuan), the minimum wage standard of 2022 is 4,250 yuan (the actual implementation amount is expected to be about 4,500 yuan), and it will transition to the national standard in 2023. In addition, because the provincial statistics department has not released the relevant salary data of the whole province in 20021year, referring to the increase in previous years, the upper limit of the salary base for next year will be adjusted to 2 182 1 yuan, which will be officially released after the relevant data are clear.

2023 Suzhou social security price increase?

I. Introduction to the Price List of Social Security Payment in 2023

Since June 5438+ 10, many regions have successively announced the social security payment plan for 2023. Today, I will take Changchun as an example to introduce the payment price of medical insurance for urban and rural residents:

1. Individual payment standard: unified in the whole province. The payment standard for adults is 360 yuan/year per person, and for people below 18 and students and children, it is 3 10 yuan/year. At the same time, the individual payment standard for residents participating in medical care insurance for the disabled is 10 yuan/person.

2. Subsidy standard: For all insured residents, the per capita medical insurance subsidy for residents in 2023 shall not be less than 6 10 yuan; Individuals in urban and rural poverty-stricken areas only need to pay 10 yuan nursing fee, and other expenses are fully subsidized; For urban and rural residents, adults need to pay 2 10 yuan, while students and children only need to pay 190 yuan.

Second, why did residents' medical insurance improve in 2023?

The increase in medical insurance prices for urban and rural residents in 2023 is mainly due to the following reasons:

1. With the continuous development of economy and the continuous innovation of medical technology, medical expenses and medical prices are rising, so the medical insurance expenses will also rise.

2. The medical insurance subsidies for urban and rural residents have increased, and the treatment level of the insured people has improved. For example, the number of chronic diseases has increased from 27 to 73, and the minimum reimbursement rate has increased to 60%; The list of basic medical insurance drugs is also expanding. At present, the number of drugs has increased to more than 2,800, with wider insurance coverage, better treatment for insured residents and higher medical insurance costs.

3. What are the payment channels for residents' medical insurance?

Residents' medical insurance payment channels can be mainly divided into the following two types:

1, offline payment: you can bring your ID card and social security card to the local social security window to pay; Street offices or neighborhood committees in some areas will also organize unified payment, and they also need to show medical insurance cards and identity documents.

2. Online payment: You can pay through Alipay, WeChat or the local tax department's APP, directly register and log in, carry out real-name authentication, then bind your personal social security card, find the medical insurance payment channel for urban and rural residents, and pay online.

It should be noted that residents who are insured for the first time need to register with the local social security before they can pay the residents' medical insurance expenses for the next year.

How much does Jiangsu social security individual pay?

How much does Jiangsu social security individual pay?

The first is the upper and lower limits of the social security contribution base in 2022.

The upper limit of the payment base in 2022 is 2 182 1 yuan; The lower limit of the payment base is 4250 yuan; It means that the average salary of employees on the job is tentatively set at 7274 yuan; Compared with 202 1, it is improved.

202 1 The upper limit of social security payment base is 20586 yuan; The minimum payment base of old-age insurance is 3,800 yuan, and the average wage of employees on the job is 6,862 yuan, which means that the provisional average wage has increased by 4 12 yuan.

2. Monthly contributions in 2022 based on the tentative base.

1, endowment insurance

On-the-job pension insurance payment ratio is 8%, according to the lowest grade of 4250*8%=340 yuan; Flexible employees should pay at least 4250 * 20% per month = 850 yuan;

2. Employee medical insurance

On-the-job personnel pay 2% per month, that is, 4250*2%=85 yuan; The medical insurance for flexible employees is 4250* 10.8%=459 yuan per month, and the critical illness insurance is generally 10 yuan/month.

3. Unemployment insurance

0.5% for the company and 0.5% for the individual, and the monthly payment is 4250*0.5%=2 1.25 yuan.

You can calculate:

On-the-job personnel should pay at least 340+85+2 1.25=446.25 yuan per month; Flexible employees should pay at least 850+459= 1309 yuan per month.