Maternity insurance reimbursement conditions and standards

The conditions and standards for reimbursement of maternity insurance are as follows:

1. Giving birth in accordance with the national family planning policy or undergoing family planning surgery;

2. The organization participating in maternity insurance in accordance with the regulations and making full and continuous contributions for the employee for more than one year. The term "continuous and full contribution for more than one year" means that the employee has paid full and continuous maternity insurance premiums for more than one year prior to the birth of the child.

3. The female worker who gives birth has a household registration in the city;

4. The employer pays maternity insurance for the employee;

5. The expenses related to the maternity period are in line with the relevant regulations on family planning;

6. The female worker will have a miscarriage if she gives birth in accordance with the relevant regulations.

The process of receiving maternity allowance:

1, after pregnancy, bring the household registration book, marriage certificate, ID card and related materials, the employer to apply for maternity insurance medical registration;

2, the employer to determine the maternity and childbirth hospital;

3, for medical registration form;

4, social security bureau to check the relevant expenses during the period of maternity;

5, the female worker to pay for the maternity insurance;

7, the female worker to pay for the maternity insurance;

8, the female worker to pay for the maternity insurance;

5. After the female worker is discharged from the hospital, the employer applies to the Social Security Bureau and receives the maternity allowance.

In summary, the conditions for maternity insurance benefits can be understood as in the insured person's unit in accordance with the requirements of the state regulations and the continuous payment of insurance for the insured person.

Legal basis:

Article 56 of the Social Insurance Law of the People's Republic of China

Where an employee has one of the following circumstances, he or she shall be entitled to a maternity allowance in accordance with the provisions of the State:

(1) a female worker shall be entitled to maternity leave for giving birth to a child;

(2) she shall be entitled to leave of absence from her family planning operation;

(3) other circumstances stipulated by the laws and regulations. (c) Other cases stipulated by laws and regulations.

Maternity allowance is paid according to the average monthly salary of the employees of the employer in which the employee works in the previous year.