How many months does social security pay before there is money in the medical insurance card?

Medical insurance card 1 month can be used. Because there will be no balance in the personal account just processed on the card in that month. A month later, the Social Security Bureau will transfer the personal account funds you paid to the medical insurance card according to the overall plan, so that it can be used when there is a balance on the medical insurance card.

After the social security card is activated, there will be a month and a half of money in it. The social security card just received cannot be used immediately, and needs to be activated. Only after the activation is successful can the social security card continue to be used. Personal account payment of medical insurance for this month and the previous period shall be paid at the end of that month or the beginning of next month. If the unit receives the social security card after the 20th of each month, it will take one and a half months for the medical personal account fund to arrive. The money in the personal medical insurance account (the medical insurance fee paid by the individual) is returned to the social security card, and it is recorded after the monthly payment, which can be used for you to buy medicine at the pharmacy or go to the hospital for outpatient service and examination. Therefore, the social security card balance will be delayed for a certain period of time, which is a normal phenomenon and can be queried again after a while.

Generally speaking, there will be a balance one and a half months after the social security card is activated.

First, if the balance in the social security card is zero, there may be the following reasons:

1。 Although I applied for social security, I only paid old-age insurance, but I didn't pay medical insurance. Only pay endowment insurance, but also social security card. If medical insurance is not paid, there is naturally no money in the social security card.

2。 Flexible employees who pay low-grade fees according to the local social security department will generally not refund their money. Every year, the social security department will announce the standard of medical insurance payment, one of which is low-grade. If you pay according to the low grade, there is only a pool fund, no personal account, and no money will be refunded, but the reimbursement ratio will not be affected when you are hospitalized. Only according to the second (high-grade) payment, will there be a personal account and get the money back to the medical insurance card every month.

In the era of Internet technology interconnection, everything is informational. When inquiring whether the social security wages have arrived, you can also take the form of electronic inquiry. That is, first open Alipay, click the card package function on the home page, then click the electronic social security card in the card package, then click the details page of the electronic social security card, and then click the social security inquiry. Finally, you can see whether the social security salary has arrived on the query page. You can also bind the social security card with the trade union mutual aid card for online transaction transfer. In this case, the payment of social security wages will be prompted by the bank, which saves the trouble of inquiry.

In practice, if one or two social security wages are not transferred on the specified date, it is recommended to wait patiently for 1-2 days before checking whether the social security wages are recorded. If you really can't get it, first, you can communicate with the financial staff of the employer, but you should consult the designated bank that pays the social security card. Third, you can find the local labor department to understand why the social security wages did not arrive on time and when.

I hope the above content can help you. Please consult a professional lawyer if you have any other questions.

Legal basis: Article 26 of People's Republic of China (PRC) Social Insurance Law.

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.

Article 27

Individuals who participate in the basic medical insurance for employees will not pay the basic medical insurance premium after retirement and enjoy the basic medical insurance benefits in accordance with the provisions of the state if they reach the statutory retirement age and the accumulated payment has reached the fixed number of years stipulated by the state; Those who have not reached the fixed number of years prescribed by the state may pay the fees to the fixed number of years prescribed by the state.