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How to deal with the social security paid by both the family and the company
Legal analysis: this is a duplicate payment of social security, the insured person at the same time to receive urban workers' pension insurance and urban and rural residents' pension insurance benefits, in accordance with the provisions of the urban workers' pension insurance relationship to be retained. Terminate and dissolve the urban and rural residents' pension insurance relationship. At the same time, the balance of the individual account, minus all government subsidies, is returned to the insured person. Participants who have already received the basic pension for urban and rural residents' pension insurance, which is accrued by the state and local governments, shall be refunded. Ultimately, you can only enjoy one pension, and the money in the other account will be merged into the account that pays out the pension. It is possible to pay both, but it is not necessary, and it is recommended to just pay the town employee social security. Social security for town employees is divided into five insurance policies: pension, medical care, maternity, work injury and unemployment. Work-related injuries and maternity insurance are paid by the unit and not by the individual. The other three insurance policies are paid mostly by the company and a little by the individual, and some of the social security premiums paid by the company will go into the employee's personal account. The individual social security system at home only contains pension and medical insurance, and it is very inconvenient to reimburse with the medical insurance at home if you work abroad.
Legal basis: The Social Insurance Law of the People's Republic of China Article 4 The employers and individuals in the territory of the People's Republic of China shall, in accordance with the law, pay social insurance premiums and shall have the right to inquire about the records of payment and individual rights and interests and to request the social insurance agencies to provide social insurance consulting and other related services. Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise the payment of contributions for them by their own units.
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