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Jilin Province rural pension insurance

Legal subjective:

On the question of how to pay for pension insurance in Jilin Province, it depends on whether the individual has a unit of employment If the individual has a unit of employment, the individual through the unit of social security can be. If there is no employment unit, according to the individual situation and there are differences: 1, to the town / street or social security for self-employment to pay the social security insurance (pension and medical) 2, if the local bank is allowed to pay the bank to the agreement of the bank for self-employment to participate in the insurance. 3, if the local pilot areas in the new rural insurance, you can participate in the new rural insurance 4, if belonging to the landless people and other circumstances, you can participate in the local rural pension insurance.

Legal Objective:

The basic principles of rural old-age insurance are: the level of protection is compatible with the development of rural productive forces and the ability of all parties to bear; old-age insurance and family support, land security, and social assistance and other forms of combination; the rights and obligations of the relative equality; efficiency is given priority to, and take into account the fairness of the self-protection is the main, the collective (including township and township enterprises, institutions) transfer as a complement to the state to give policy support; government organizations and organizations, the main purpose is to ensure the security of the rural population, and to provide the necessary support to the rural population. Policy support; government organization combined with farmers' voluntarism. In 1992, the Ministry of Civil Affairs formulated the Basic Program for Rural Social Pension Insurance at the County Level (for Trial Implementation), which made specific provisions for the implementation of rural social pension insurance. Our province also adopted the Interim Measures for Rural Social Pension Insurance in Hubei Province in 1995, and stipulated that rural citizens within the province who do not have an urban household registration may participate in rural social pension insurance. Insurance is generally organized and insured on a village-by-village confirmation basis (including employees of village-run enterprises, private enterprises, self-employed persons, and out-of-towners, etc.). Employees of township enterprises, private teachers, township-recruited cadres and workers, etc., may be identified and organized for insurance on a township or enterprise basis. A small number of townships may also organize pension insurance for township enterprise employees first for economic or geographical reasons. Foreign laborers, in principle, participate in old-age insurance in the place of their household registration. The age for paying insurance premiums is generally from 20 to 60 years old. Insurance premiums are mainly paid by individuals. Where conditions exist, the collective economic organization may provide appropriate subsidies after discussion and approval by the villagers' representative assembly. The premiums paid by individuals and the subsidies from the collective are credited separately to the insured. In principle, the insured shall participate in rural social pension insurance in the place where he or she is domiciled. Employees of rural (township) enterprises are insured by the organization in which they work. There are two types of premiums: monthly and one-time. The monthly payment standard is set at 2, 4 or 6 yuan; the one-time payment standard is set at 200, 400 or 600 yuan. In areas where the one-child subsidy is not in effect, the collective subsidy for parents of one child participating in rural social old-age insurance may be higher than that for other insured persons. If, due to natural disasters or other reasons, an insured person is unable to pay the insurance premiums on time, the temporary management service fee may be refunded to him or her within a specified period of time, with the approval of the rural social old-age pension insurance administration organization. When the insured reaches the age of 60, he or she receives an old-age pension according to the grade and number of years for which he or she has paid premiums. If the policyholder dies before reaching the age of 60, all the full interest (minus the management service fee) that he/she has paid and accumulated shall be refunded to his/her legal heirs or testamentary heirs or legatees in a timely manner. The insured person receives an old-age pension for a guaranteed period of 10 years. If a person dies after receiving an old-age pension for less than 10 years, the old-age pension for the remaining years of the guarantee period may be inherited by his legal heirs or testamentary heirs or legatees; if there are no legal heirs or testamentary heirs or legatees, the insurance management organization of the rural social old-age pension home will be responsible for the payment of the funeral expenses of the deceased; a person who has been receiving an old-age pension for more than 10 years and is still alive, he will continue to receive an old-age pension until he dies in accordance with the original standard. If an insured person moves a non-urban user to a different place, if the place of relocation has already established a rural social pension insurance system, he or she shall transfer his or her insurance relationship (including all principal and interest that has been paid and accumulated by the individual as well as all principal and interest that has been subsidized by the collective after the deduction of the management service fee) to the rural social pension insurance management institution of the place of relocation; if the place of relocation has not yet established a rural social pension insurance system, all principal and interest that has been accumulated by the individual (after the deduction of the management service fee) shall be refunded. ). At present, counties and cities have set up rural social pension insurance management offices (under the Civil Affairs Bureau) to handle the specific business of rural social pension insurance and to manage pension insurance funds. Townships also have representative stations, where pension insurance funds can be handled by village accountants and cashiers, who are responsible for collecting premiums and distributing pensions. You can go directly to the local processing.