When can the newborn baby social security card

How long does it take for a newborn's health insurance to take effect after payment

Newborns buy health insurance within a month to take effect immediately, and can be used the day after successful payment. Newborns can only buy insurance within three months of birth to take effect immediately, more than three months less than a year to buy insurance effective the following month, more than a year to buy insurance effective January 1 of the following year.

1. When is the right time to apply?

Baby health insurance card, it is best to apply within three months of birth. Because many places have opened a "green channel" for infants, within three months of the baby's birth to apply for a health insurance card, the enjoyment of health insurance treatment from the date of birth (that is, the baby's birth of the various medical examination fees can be reimbursed with the invoice). If you apply for the card within three months of your baby's birth, your health insurance benefits will start from the day of your baby's birth (i.e. your baby's medical check-up fees will be reimbursed with the invoice). If you're more than a year old, you'll have to wait until January 1 of the next year to enjoy the benefits of health insurance.

2. Contributions and reimbursements

After applying for a newborn baby's health insurance card, the individual pays a portion of the fee and the financial subsidy pays a portion of the fee (different areas have different standards for contributions, for example, in Guangzhou, the newborn baby's health insurance is 80 RMB per year for the individual, and the government subsidizes 200 RMB). Whether the baby sees a doctor or is hospitalized, he or she can be reimbursed according to a certain percentage. The reimbursement rate is based on the hospital level, 80%, 70% and 60% for the first, second and third level hospitals respectively (different cities have different).