Why can't I find maternity insurance in social security?

1, social security can't find maternity insurance, because since 20 19, maternity insurance has been incorporated into medical insurance all over the country, which is a unified policy. Therefore, when maternity insurance and medical insurance are merged in the insured's place, maternity insurance cannot be found, but this does not mean that social security does not have maternity insurance. As long as there is medical insurance, you can meet the maternity insurance benefits.

2. maternity insurance can't be found in the five insurances because maternity insurance and employee basic medical insurance have been merged.

3. Old-age insurance, industrial injury insurance and unemployment insurance in the five insurances are social security obligations, while medical insurance and maternity insurance are medical insurance obligations, so maternity insurance and medical insurance cannot be found in social security. If you find that you can't find maternity insurance and medical insurance in social security, don't worry. This is because social security and medical insurance have not yet been fully integrated. With the gradual improvement of the system, they will be integrated together, so that you can find five insurances in social security in the future. If you want to inquire, you can go to the personnel who handle social security affairs in this enterprise to understand the specific situation, or you can go to the Social Security Bureau to inquire yourself. The Social Insurance Law stipulates that employers and individuals can inquire and check the records of their payment and social insurance benefits from social insurance agencies free of charge, and require social insurance agencies to provide social insurance consultation and other related services.

The function of maternity insurance is very complete, which can be seen from both micro and macro perspectives:

1. From the personal micro level, you can enjoy maternity allowance by paying maternity insurance, and the right to reimburse medical expenses related to maternity medical care and family planning medical care can reduce your own fertility losses and expenses;

2. From the macro-social perspective, it can promote social stability and family harmony, fully reflect the social value of female workers, provide corresponding basic maternity protection, promote social equity and gender equality, and be conducive to the employment and employment of female workers.

legal ground

Article 53 of the Social Insurance Law

Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with state regulations, and employees shall not pay maternity insurance premiums.

Article 54 of the Social Insurance Law

The employer has paid maternity insurance, and its employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.