Should I buy social security?

Social security should also be bought.

Social insurance is an important part of the social security system and occupies a core position in the whole social security system. And it is mandatory to buy, especially for urban workers. It is illegal for a company not to pay social security. For rural residents, the village Committee has the obligation to co-ordinate social security and must pay it. Although flexible employees are not forced to pay fees, there are many benefits of paying fees. Social security mainly includes medical insurance, maternity insurance, old-age insurance, unemployment insurance and industrial injury insurance, all of which have the value of existence, and the most important ones are medical insurance and old-age insurance. Medical insurance can be reimbursed when you are sick, and old-age retirement insurance will pay pensions every month according to regulations. So social security must be bought, and it must be bought.

The benefits of purchasing social security are as follows:

1, usually buy medicine or see a doctor, you can enjoy medical reimbursement, and the general hospitalization rate can reach 70%-80%, which can reduce everyone's financial burden of medical treatment; Of course, there is also a condition for social security, that is, medical insurance must be paid for more than 20 years before you can enjoy permanent medical insurance benefits, which means that if you stop paying halfway, medical insurance benefits will be suspended directly and cannot be used;

The most important point is that the most useful of the five insurances are endowment insurance and medical insurance, while others are relatively less important. Pension has a basic fixed number of years, that is, 15 years. As long as the payment reaches 15 years, you can enjoy the treatment of receiving retirement pension. On the other hand, the amount of pension depends on the payment period and payment base;

3. Social insurance allows employees to enjoy reimbursement of maternity medical expenses during childbirth, and can also receive maternity allowance; Through the establishment of maternity insurance system, the state provides maternity allowance, medical service and maternity leave treatment for women who have given birth to ensure their health and create good conditions for the feeding and growth of babies.

Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.

The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.

essay

The social insurance system adheres to the principles of wide coverage, basic protection, multi-level and sustainability, and the level of social insurance should be compatible with the level of economic and social development.

Article 4

Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.