Can employees retire without paying medical insurance?

Employees don't have to pay medical insurance when they retire.

Employee medical insurance processing flow:

1. After the employee joins the company, the company will submit the employee's personal information and medical insurance payment information to the local social insurance agency within the specified time to handle the medical insurance registration for the employee;

2. Employees hold valid identity documents and personal medical insurance cards to the local social insurance agencies to handle the activation and collection procedures of medical insurance cards, and at the same time understand the local medical insurance policies and reimbursement standards;

3, employees and units in accordance with the provisions of the medical insurance payment ratio to pay medical insurance fees;

4. When employees need medical treatment, they should go to the medical institutions designated by medical insurance for treatment, pay the expenses paid by individuals, and receive medical bills and other related materials;

5. Employees should prepare reimbursement application materials (such as medical bills, expense lists, diagnosis certificates, etc.). ) and apply for medical insurance reimbursement at the local social insurance agency;

6 agencies to review the application materials for reimbursement, verify the proportion and amount of reimbursement, and the reimbursement will be credited to the employee medical insurance card account.

The information required for retirement is as follows:

1. application form: the applicant needs to fill in personal basic information, retirement time, retirement method, etc.

2. Identity cards, household registration books and other identity documents.

3, personal labor contract, employment contract and other labor relations documents.

4. Retirement certificate: including the retirement certificate issued by the original unit and the personal account information of endowment insurance issued by the Social Security Bureau.

5. Health certificate: Generally, a health certificate needs to be issued after a physical examination by a hospital or family doctor.

6. Financial account information such as bank cards: generally, it is necessary to provide financial account information such as bank cards held by individuals for the payment of pensions.

To sum up, endowment insurance and medical insurance are two different things and two systems. The function of the former is to solve the problems of retirement pension and food and clothing, and the function of the latter is to solve the problems of medical insurance reimbursement during working and retirement, and to solve the problems of medical expenses reimbursement.

Legal basis:

Article 16 of People's Republic of China (PRC) Social Insurance Law

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.