Flexible employment social security and employee social security retirement age

There are some differences in retirement age between flexible employment social security and employee social security, mainly due to their different nature of participation, payment methods and treatment.

I. Provisions on Flexible Employment and Social Security Retirement Age

Social insurance for flexible employees usually participates voluntarily as individuals, and its payment methods and standards are also different from employee social security. In terms of retirement age, the retirement age of flexible employment social security is generally the same as that of employee social security, that is, men reach 60 years old and women reach 55 years old (or 50 years old, depending on the specific situation). However, due to the flexible employment forms of flexible employees, some areas can adjust the retirement age of flexible employees according to local actual conditions and policies.

Two. Provisions on the retirement age of social security for employees

Employee social security refers to the social insurance paid by employers for employees, and its payment methods and standards are usually relatively fixed. In terms of retirement age, employees' social security retirement age is generally implemented in accordance with national regulations, that is, men are 60 years old, female cadres are 55 years old, and female employees are 50 years old. It should be noted that with the continuous adjustment and improvement of national policies, the retirement age of employee social security may also change.

Third, the differences between the two and the influencing factors

The difference between flexible employment social security and employee social security retirement age is mainly affected by the nature of participation, payment methods, enjoyment of benefits and other factors. Flexible employees can adjust their retirement age appropriately according to the actual situation and policy provisions because of the particularity of their employment forms; The social security of employees is more influenced by the unified regulations of the state. In addition, with the aging of the population and the continuous improvement of the old-age security system, the retirement age of flexible employment social security and employee social security may be further adjusted and optimized in the future.

To sum up:

Although there are some differences in retirement age between flexible employment social security and employee social security, they are generally determined according to national policies and regulations. For flexible employees, it is very important to understand and abide by local social security policies and regulations, and to plan their career and pension plans reasonably. At the same time, the government and society should also pay attention to the old-age security of flexible employees and provide them with a fairer and more sustainable social security system.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 16 stipulates:

Individuals who participate in the basic old-age insurance will receive the basic old-age pension on a monthly basis if they have paid a total of fifteen years when they reach the statutory retirement age. Individuals who participate in the basic old-age insurance and pay less than fifteen years when they reach the statutory retirement age can pay for fifteen years and receive the basic pension on a monthly basis; Can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, enjoy the corresponding pension insurance benefits in accordance with the provisions of the State Council.