National social security payment base

The national social security payment base refers to the average monthly salary paid by enterprises and employees. Different regions have different standards, which are generally between 70% and 90% of the monthly income of local residents. The level of payment base directly affects social security benefits such as pension and medical insurance.

The social security payment base in all parts of the country refers to the average monthly salary of enterprises and employees who pay social security fees, and it is also the minimum payment amount and maximum payment limit stipulated by the state. The determination of the payment base should consider both the income level of local residents and the sustainability of social security benefits. According to the relevant national regulations, the social security payment base should be between 70% and 90% of the monthly income of local residents, with a certain floating range. For example, in 2023, Beijing adjusted the upper limit of employee social security contribution base to 40 148 yuan and the lower limit to 4,009 yuan, while the upper limit of employee social security contribution base in Jiangsu Province was 2 1553 yuan and the lower limit was 3,235 yuan. The level of payment base directly affects social security benefits such as pension and medical insurance. Generally speaking, the higher the payment base, the higher the social security benefits that the insured can get, including retirement pension and medical insurance reimbursement ratio; On the contrary, the lower. Therefore, it is very important for employees and enterprises to determine the appropriate payment base, and we can't just pursue less payment and ignore the quality of social security benefits.

Can the social security payment base be chosen independently? According to the relevant regulations, the social security payment base is not completely optional, but has certain restrictions. Specifically, the social security payment base of employees should be determined between 60% and 300% of the average monthly salary of insured employees in the previous year; The social security payment base of an enterprise shall be determined according to the total wages of the enterprise in the previous year, but the upper limit shall not exceed 3 times of the basic endowment insurance payment base of local employees in the previous year.

The determination of social security payment base in all parts of the country needs to be carried out according to the actual situation and income level of the region. For enterprises and employees, it is very important to choose a suitable payment base. We should comprehensively consider our own economic situation and social security benefits, neither too high nor too low. At the same time, the relevant administrative departments should also strengthen the supervision and management of the social security payment base to ensure the rationality and fairness of the payment base.

Legal basis:

"People's Republic of China (PRC) Social Insurance Law" Article 31 * * * The payment base of the social insurance fund shall be determined according to a certain proportion of the monthly per capita salary of local residents. The specific proportion shall be determined by the competent departments of human resources and social security of provinces, autonomous regions and municipalities directly under the Central Government in conjunction with the competent financial departments and submitted to the provincial people's government for approval.