What's the difference between social security and rural insurance?

The differences between agricultural insurance and social security are as follows:

1, different payment methods:

(1) The new rural insurance payment grade is divided into 8 grades, and all related expenses are paid by individuals; Social security is paid according to the proportion of individual salary, and the company pays it; The payment grades of the new rural insurance are divided into eight grades, which are: 100 yuan, 200 yuan, 300 yuan, 400 yuan, 500 yuan, 1000 yuan, 1500 yuan and 2000 yuan from small to large. The expenses of the new rural insurance are all paid by individuals;

(2) Social security contributions are based on the average social wage multiplied by 60%-300%, and are jointly paid by units and individuals.

2. Different aspects of the collection:

(1) New rural insurance pension benefits = basic pension (55 yuan)+total personal account/139;

(2) Social security pension benefits = basic pension+personal account pension.

3. Different reimbursement rates:

(1) The medical insurance in social security is mainly used for reimbursement of medical treatment, including reimbursement of hospitalization medical expenses, maternity allowance and reimbursement of general outpatient medical expenses;

(2) Different reimbursement rates are different in the areas where the new rural cooperative medical system shares the responsibility. If treated in township hospitals, the reimbursement rate of the new rural cooperative medical system is higher; If you are in a hospital above a municipal hospital, the proportion of social security reimbursement is higher. Both of them decrease with the improvement of hospital level.

4. Different scope of use:

(1) Medical insurance in social security can be used for registration, medical treatment, drug purchase, hospitalization reimbursement, etc.

(2) The new rural cooperative medical system can only be reimbursed for hospitalization in many cities or for medical treatment in a few cities.

5. Different coverage:

(1) Social Security Anyone who has a formal job or is in a town can participate in social security;

(2) There is also the new rural cooperative medical system, which can only be run by rural hukou.

Legal basis: Article 26 of People's Republic of China (PRC) Social Insurance Law.

The basic medical insurance for employees, the new rural cooperative medical system and the basic medical insurance for urban residents shall be implemented in accordance with state regulations.