Kunshan, taicang relax purchase restrictions: foreigners to buy the first suite without social security certificate

(Reporter Ji Simin) August 18, surging news was informed that since August 17, Kunshan, Taicang to relax the purchase restrictions, non-local residents to buy the first suite to cancel the need for six months of social security restrictions.

The staff of Kunshan Real Estate Transaction Management Center and Taicang Real Estate Transaction Center confirmed that the news is true.

Staff at the Kunshan Real Estate Transaction Management Center said that non-local residents who do not own a home in the Suzhou metropolitan area do not need social security certificates to buy their first suites in Kunshan, and the policy has been implemented since yesterday.

Taicang real estate transaction center staff, on the other hand, said the new policy has no documents. However, it confirmed that the window has begun to implement.

In addition, the mortgage policies of Kunshan and Taicang have also been adjusted in recent days.

According to Suzhou Daily's news client "Gravity Broadcasting" news on August 16, Suzhou's new mortgage policy has landed, the new policy covers the Suzhou city, including Wujiang District, Kunshan City, Taicang City. The new policy is clear, there is a record of home purchase loans but apply for a loan to buy a home when the actual no housing; or have a home but no home purchase loan record; or the corresponding home purchase loan has been settled commercial personal housing loans to buy ordinary housing minimum down payment ratio adjusted from 50% to 30%.

The minimum down payment ratio for the purchase of ordinary housing with a commercial personal housing loan for the purchase of 1 home and the corresponding home purchase loan has not been settled is adjusted from 80% to 60%.

What can be seen is that Suzhou has improved its real estate policy several times this year.

In April this year, Suzhou has adjusted the non-family resident families to purchase housing conditions as well as the second-hand housing sales restriction policy. April 11, surging news from the real estate market in Suzhou City, Jiangsu Province, and the transaction management center was informed that, since April 11, Suzhou City, the restriction on the purchase policy has been adjusted, the non-family resident families in the city of Suzhou, Kunshan City, Taicang City, the city of Suzhou City, apply for the purchase of the 1st set of housing, social security annual limit requirements From the original 3 years of continuous payment of 2 years of social security adjusted to a total of 24 months of social security.

In addition, Suzhou also adjusted the sale restriction policy, since April 11, Suzhou City, the sale restriction relaxation, the second-hand home sale restriction from 5 years to 3 years; new home transfer period remains unchanged, since the acquisition of real estate certificates shall not be transferred within 3 years.

May 9, surging news again from the real estate market and transaction management center in Suzhou, Jiangsu Province, Suzhou City to further improve real estate policy, which mentioned, since May 9, non-Suzhou household residents family home purchase conditions from the original 3 years of cumulative payment of 24 months of social security adjusted to continuous payment of 6 months of social security. Kunshan, Taicang and other places also follow the policy.

At the same time, from May 9, the new housing transfer restrictions from 3 years to 2 years, second-hand housing on the transfer restrictions from the original 3 years to no longer restrict the transfer of years. At the same time, non-restricted areas (Changshu, Zhangjiagang) property is no longer counted in the family purchase limit sets.

At the same time, the Suzhou real estate market and transaction management center staff said, after the purchase of the family, if the family has a newborn population (two children and above), then the sale of new homes are not subject to transfer of the year limit about.