About overseas Chinese buying endowment insurance.

According to the Notice on Issues Concerning the Qualification Examination Form for Persons Living Abroad, from July 2005 1 2065438, the "Confirmation Form for Retired and Retired Persons Living Abroad" commonly known as "Confirmation Form for Living Abroad" or "Certificate for Living Abroad" was renamed as "Qualification Examination Form for Persons Living Abroad".

For the above audit forms, China embassies and consulates abroad "will handle them as soon as they arrive, free of charge".

1. What are the conditions for receiving a pension in China?

A: According to Chinese laws and normative documents such as the Social Insurance Law of People's Republic of China (PRC) and Several Provisions on the Implementation of the Social Insurance Law of People's Republic of China (PRC), there are two conditions for people living abroad to receive pensions: first, they have participated in basic old-age insurance and the payment period has reached 15 years; The second is to reach the statutory retirement age (subject to local or industry regulations).

Under normal circumstances, to receive a pension, you must first complete the retirement procedures in China and obtain a pension account.

2. Can I still receive a pension in China after joining a foreign nationality?

A: According to Chinese laws and normative documents, such as the Social Insurance Law of People's Republic of China (PRC), Several Provisions on Implementing the Social Insurance Law of People's Republic of China (PRC), and Provisions on Allowing Retired Persons to Leave the Country and Settle in a Foreign Country to Enjoy Retirement Benefits, retirees can continue to enjoy relevant retirement benefits after joining a foreign country.

That is to say, as long as the basic conditions for receiving a pension in China are met, retirees can continue to receive a pension after joining a foreign nationality.

3. After completing the Qualification Examination Form for Overseas Pensions, can I receive a domestic pension at China embassies and consulates abroad?

A: Chinese embassies and consulates abroad cannot directly issue pensions or pensions. In fact, the "Qualification Examination Form for Overseas Residents" issued by foreign embassies and consulates is only a proof of the living conditions of the parties concerned. Whether the parties are eligible for domestic pensions is examined and decided by the domestic pension issuing department.

If a party cannot return to China to receive a pension, he may entrust his domestic relatives to collect it from the domestic pension issuing unit with the above-mentioned audit form.

4. What are the specific procedures for going to China's embassies and consulates abroad to apply for the Qualification Examination Form for Persons Living Abroad to Receive Pensions?

A: Applicants living abroad can submit their applications to the embassy or consulate of their country of residence. Under normal circumstances, the applicant should go to the embassy or consulate in person, provide valid passport and residence certificate (original and photocopy) to the staff of the embassy or consulate, and fill out the "Qualification Examination Form for Persons Living Abroad to Receive Pensions".

If the applicant cannot handle it in person, he may entrust others to handle it on his behalf. In addition to filling in the complete Examination Form for Eligibility of Overseas Residents to Receive Pensions and the applicant's valid passport and residence permit (original and photocopy), the agent must also submit his valid passport, residence permit (original and photocopy) and notarial certificate entrusted by the applicant within 30 days. If you entrust others to handle it for three consecutive years, you will go to the China embassy or consulate abroad for one time in the fourth year.

5. Are the above examination procedures applicable to applicants who need to receive pensions in Hong Kong and Macao?

A: Applicants who need to receive a pension in Hong Kong and Macao cannot use the above-mentioned audit form and need to apply for notarization.

Special reminder

Applicants can log on to the website of the social security department that intends to receive a pension or call the "domestic area code+12333" hotline to inquire about specific policies and regulations. (Consular Section of the Embassy in Belgium)

Further reading: How to buy insurance, which is good, and teach you how to avoid these "pits" of insurance.