I haven't paid social security for three months

Legal analysis: first, as long as it is not a malicious breach of contract, the impact is not great. At present, many places proceed from the reality of supporting the development of small and medium-sized enterprises. For enterprises with operational difficulties, social security payment is allowed to be postponed for 3 months. However, the premise is that the employer must apply to the social security department, and the social security department can give a three-month deferred payment period after review. During the holdover period, employees' pension, medical care and unemployment protection will not be affected, but if the holdover period ends and social security is not paid, the impact will be enormous.

Second, if you deliberately default on social security for three months, it will have a great impact. For those who fail to declare social security holdover through legal channels and deliberately default in paying social security, in addition to the social security department ordering them to pay back within a time limit, for those who fail to pay back within the time limit, the employer and the relevant responsible persons shall take measures such as punishment and fine, and pay late fees. The impact on employees includes the following aspects:

First, medical care has the greatest impact. Because the timeliness of medical insurance is based on the principle of paying first and then enjoying security, if you are hospitalized during this period, you can't enjoy medical insurance benefits in time; If it is paid after more than three months, it will take six months to enjoy medical insurance benefits. Second, the old-age insurance can be paid within three months, but at the same time, it is necessary to pay late fees. Third, maternity, unemployment, work-related injuries and other insurance are generally not available, and employees' maternity, unemployment and work-related injuries are not guaranteed within these three months.

In short, if the employer needs to defer payment of social security due to operational difficulties and other factors, it must communicate and coordinate with the social security department in advance and apply for deferral to avoid unnecessary losses caused by human factors to the rights and interests of employees.

Legal basis: Article 38 of People's Republic of China (PRC) Labor Contract Law. In any of the following circumstances, the employee may terminate the labor contract:

(1) Failing to provide labor protection or working conditions as agreed in the labor contract;

(2) Failing to pay labor remuneration in full and on time;

(3) Failing to pay social insurance premiums for laborers according to law;

(4) The rules and regulations of the employing unit violate the provisions of laws and regulations and damage the rights and interests of workers;

(5) The labor contract is invalid due to the circumstances specified in the first paragraph of Article 26 of this Law;

(6) Other circumstances under which the laborer can terminate the labor contract as stipulated by laws and administrative regulations.