What is the personal social security payment process?

Personal social security payment process: individual citizens bring their household registration book, original and photocopy of ID card, personal photo and social security card to the local social insurance agency to pay personal social insurance. According to China's Social Insurance Law, individuals can only pay social basic old-age insurance and social basic medical insurance.

1. What is the personal social security payment process?

Individuals who pay social security can only pay pension and medical insurance. Bring the following materials to the local labor and social security office for personal participation in social insurance procedures: the original and photocopy of the household registration book, the original and photocopy of the ID card, two one-inch color photos with a blue background, personal files (if necessary) and social security cards.

Ways for individuals to pay social security:

1, social security payment for flexible employees

After the general employees leave their jobs, the company will start to reduce their social security, and will no longer pay social security for the employees who leave their jobs. At this time, employees who leave their jobs can continue to pay social security through their flexible employment status, but this status must comply with relevant local regulations.

For example, Chengdu stipulates the identity of flexible employees. For the first time, it is stipulated that men can't be over 60 years old and women can't be over 55 years old, or they have paid employee social security locally. After the payment deadline, they can apply for renewal in any social security institution. Beishangguang stipulates that foreign accounts cannot purchase social security in their personal capacity.

2. Payment of social security

In a city like Beishangguang, you can only choose to pay. Paying social security is actually a derivative of human resources. Its purpose is to make more people better enjoy social security benefits and help those who have no jobs to pay social security.

It is very simple for individuals to pay social security: find a regular social security payment institution, choose the payment base, sign a payment agreement, and then pay social security fees and service fees at the social security payment institution, and you can easily apply for social security.

Second, how to pay social security when starting your own business?

The newly established company shall, within 30 days from the date of its establishment, apply to the local social security agency for social insurance registration, open an enterprise social security account and submit relevant materials.

After we submit the information, we need to go to the Social Security Bureau on the 20th of next month, issue a certificate with the social insurance registration form stamped by the Social Security Bureau, and then issue a tax bill to the tax bureau in the social security area, and then pay it in the bank. Only through these processes can social security be paid.

Third, the personal social security payment grade.

The monthly payment standard of social insurance is divided into four grades, the lowest grade is 40%, the first grade is 60%, the second grade is 80%, and the third grade is 100%.

For example, the average social wage last year was 3,000 yuan, and we chose 80%. If the employees of the enterprise should pay 8% per month, they should pay 192 yuan. The higher the level, the more you get. Of course, this is also related to how many years you have paid social security.

The minimum 40% pension payment consists of pension, basic medical care, mutual aid for serious illness (8.5% 1%) and maternity insurance, with a total payment of 548.57 yuan per month; The first 60% monthly payment is 692.37 yuan; 80% monthly payment for the second file is 835.97 yuan; The amount of third gear 100% is 979.77 yuan.

Generally speaking, the higher the grade, the better, the longer the payment period, the more contributions, and the more pensions you receive when you retire. But at the same time, we should also combine our own economic conditions. If we have enough money, we suggest paying for higher gears. Under the condition of the same payment period, the level of basic pension depends on the average individual payment index, that is, the historical average of the ratio of its actual payment base to the average social wage. The lower limit is 0.6 and the upper limit is 3.

In recent years, with the development of society, we need social security everywhere in our lives. Both enterprises and individuals should actively pay social security, and whether they leave or start a business, they can find the appeal of the social security payment platform.