What are the requirements for long-term insurance?

1. What are the requirements for long-term insurance?

1. The requirements for long-term insurance are as follows:

(1) has participated in Chongqing employee medical insurance for more than 24 months (inclusive);

(two) medical institutions or rehabilitation institutions for diagnosis and treatment norms, disability for more than 6 months (inclusive);

(3) Self-assessment has reached the level required by the Measures for the Administration of Disability Assessment in Chongqing;

(four) more than 6 months (including 6 months) since the date of the last conclusion.

2. Legal basis: Article 6 of the Guiding Opinions of the General Office of Ministry of Human Resources and Social Security on Piloting the Long-term Care Insurance System.

In the pilot stage, the long-term care insurance system mainly covers the insured population of employee basic medical insurance (hereinafter referred to as employee medical insurance) in principle. The pilot areas can reasonably determine the insurance coverage and gradually expand it according to their own reality, on the basis of system exploration and improvement, and comprehensively balance factors such as fund raising and security demand.

2. What is the evaluation standard of long-term insurance grade?

In terms of grading, the long-term care disability level is divided into six levels: 0 (basically normal), 1 (slight disability), 2 (moderate disability), 3 (severe disability level I), 4 (severe disability level II) and 5 (severe disability level III), which integrates three first-level indicators of daily living activities, cognitive ability, sensory perception and communication ability.

After the long-term nursing disability level is determined, the evaluation conclusion is issued to the evaluation object according to the regulations. Those who meet the conditions of treatment can choose nursing service mode and designated nursing service institutions according to nursing needs and receive nursing services.