Can social security be bound to family reimbursement?

After social security is bound to family members, it cannot be directly used to reimburse medical expenses.

Although some areas have implemented the financial subsidy policy for medical insurance families, allowing family members to use medical insurance personal account funds, they are limited to seeing general outpatient clinics and purchasing medicines at designated medical institutions, and cannot be directly used for reimbursement of medical expenses. When reimbursing medical expenses, it is usually necessary to use the insured's own social security account number and ensure that the information is consistent.

In addition, the social security card is registered in real-name registration system and can only be used by myself, and even family members cannot reimburse medical expenses on their behalf. The main purpose of social security card binding family members is to facilitate family members to enjoy the funds in personal accounts of medical insurance, not for reimbursement.

Therefore, although social security can enjoy medical resources to a certain extent after binding family members, it cannot be directly used to reimburse medical expenses. When enjoying medical insurance benefits, you still need to follow relevant regulations and procedures.

Functions of social security card:

1, identity certificate, as the identity certificate for enjoying public employment service and social insurance registration, payment declaration, social insurance relationship transfer and connection, medical expense reimbursement, treatment qualification certification and other services;

2. Settlement of medical insurance expenses: The insured person needs to use the medical insurance personal account fund for medical treatment and drug purchase in designated medical institutions and pharmacies, and the related expenses will be settled in real time with the social security card when the hospitalization needs to use the overall fund or the medical insurance outpatient single-disease overall fund;

3. Information inquiry: The social security card records the cardholder's basic information and related business information, and the cardholder can inquire about the payment and enjoyment of pension, medical care, unemployment, work injury and maternity through service outlets and websites.

To sum up, the social security card has rich functions, covering not only basic social security services, but also medical care, pension, unemployment and other fields. Cardholders can enjoy more convenient and efficient services with social security cards.

Legal basis:

People's Republic of China (PRC) social insurance law

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The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.