Can I get a loan with my social security card?

Loans are available, and the maximum social security loan is 500,000.

Social security card loans generally need to provide work certificates, income certificates and other information. The main factors affecting the amount of social security loans are the borrower's credit status, repayment ability and repayment willingness. The company's social security loan amount is about 30 times of the social security deposit base. In short, the amount of social security card loans can be directly related to the social security card payment base. At present, there are indeed some financial institutions, such as Minsheng Bank, CreditEase and Easy Loan Network Finance, which have launched social security loans and other products.

What are the conditions for social security card loans?

The use of social security card loans, usually need to meet the following conditions:

1. Borrower 18 or above to 60 years old, and the sum of age and loan term is usually not more than 60 years old;

2. The borrower has paid social security continuously and normally in the local area, and the payment time is in line with the bank loan conditions. For example, Minsheng Bank requires to pay social security 18 months;

3. The borrower has a fixed residence or work unit in the local area and a stable income from work;

4. The borrower has a good willingness to repay and the ability to repay the loan principal and interest on time;

5. The borrower's credit record is good, and there is no violation of laws and regulations;

6. Meet the conditions of bank-guaranteed loans, and can provide bank-approved guarantee materials, such as personal credit information and collateral proof;

7. Other conditions stipulated by the lender.