How to pay rural social security in Heilongjiang?

There are three payment methods for rural social security in Heilongjiang: regular payment, irregular payment and one-time payment. Details are as follows:

1. Regular payment: This method is adopted by regions and people with relatively stable or rich income. For example, township enterprises can pay premiums monthly and quarterly, and farmers in rich areas can pay premiums half a year or a year. The payment amount can be paid according to the proportion of income or a certain amount;

2. Irregular payment: the method adopted by most areas due to unstable income. Pay more in good years, pay less in young years and pay less in bad years;

3. One-time payment: Most of them are older farmers. When they are old, they pay premiums in one lump sum according to the level of security and receive pensions according to regulations until they are 60 years old.

Impact of social security withholding:

1, medical insurance, female sexual intercourse for 20 years, male sexual intercourse for 25 years, retired to enjoy life. Medical insurance has a buffer period of 3 months from the date of suspension of payment. Over this period, recalculate the continuous payment period. In addition, medical insurance can generally be interrupted three times, otherwise the payment period will be accumulated again. Do not enjoy all medical insurance benefits such as medical reimbursement during the interruption period;

2. Endowment insurance. According to the Interim Measures for the Management of Individual Accounts of Employees' Basic Endowment Insurance, you can enjoy life-long retirement after the pension insurance payment reaches 15 years. Generally speaking, this 15 year is calculated cumulatively. If it is broken halfway, it will be fine to continue, but retirement benefits will have an impact, and we will talk about it later. As for unemployment and maternity insurance, as long as the payment is made for one year before use, the industrial injury insurance will be paid immediately;

3. In many first-tier cities, many policies are linked to the payment period of social security;

4. Social security payment will affect retirement benefits. Take the old-age insurance as an example, although you can enjoy retirement benefits as long as you pay 15 years, the quality of benefits will be discounted. According to the regulations, the fixed number of years of 15 is only a prerequisite for employees to receive basic old-age insurance after retirement. If the payment is interrupted for several years, the proportion of basic old-age insurance will be reduced by several percentage points, and the benefits enjoyed after retirement will naturally decline.

To sum up, there are three payment methods for rural social security in Heilongjiang: regular payment, irregular payment and one-time payment.

Legal basis:

Article 10 of People's Republic of China (PRC) Social Insurance Law

Employees shall participate in the basic old-age insurance, and the employer and employees shall jointly pay the basic old-age insurance premium. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.