Payment mode of social security for urban and rural residents

Insurance procedures and payment methods

The basic medical insurance for urban residents takes the family as a whole, and the medical insurance premium is collected once a year.

1. Urban residents hold household registration books, ID cards and photocopies, photos and valid certificates of other family members participating in medical insurance, and go to the township labor security office where the household registration is located to handle the qualification identification, registration and verification of medical insurance premiums during the payment period, and pay them at the designated bank; Children of migrant workers who go to school and live in this city for a long time with their parents, their parents hold temporary residence permits, household registration books, proof of going out to work and proof of labor relations and other related materials, and go through the work of qualification identification, registration and verification of medical insurance premiums in the labor and social security office where they live, and pay fees in designated banks. After reviewing and summarizing the information of insured residents, the labor and social security office shall go through the insurance formalities at the county social insurance agency.

2, low-income objects, the disabled, low-income families in the elderly over 60 years of age and the "three noes" personnel, respectively, to the Hanzhong city urban residents minimum living guarantee Jinling evidence ","People's Republic of China (PRC) disabled card "and the relevant proof of the civil affairs department and other materials, to the domicile of the labor and social security office to confirm their identity, approved the amount of individual contributions, and in the township within a week without objection, in the designated bank to pay; After reviewing and summarizing the information of insured residents, the labor and social security office shall go through the insurance formalities at the county social insurance agency.

3, the implementation of urban collective household registration management of students, the school is responsible for insurance registration and medical insurance fee collection and other work. Go to the local county-level social insurance agency to go through the insurance formalities with the relevant information such as the collective account card and student status certificate.

Newborns, land-expropriated farmers who have turned into urban residents, and urban residents who have newly turned into urban household registration in Hanzhong City and meet the insurance conditions should be insured and pay the annual medical insurance premium within three months, and enjoy the basic medical insurance benefits this year from the next month.

Every year 1 65438+1 October1to 65438+February 3 1, if urban residents go through the insurance formalities and pay in full within the specified payment period, it will start from 65438+1October1the following year.

From now on, all urban residents who meet the insurance requirements but fail to participate in the insurance will enjoy a waiting period of 6 months after participating in the insurance. If the payment is interrupted within 6 months after the insured, the individual will pay the medical insurance premium in full during the interruption of payment, and enjoy the basic medical insurance benefits for urban residents from the next month of payment; If the payment is interrupted for more than 6 months, in addition to paying medical insurance premiums according to the above provisions, the treatment after renewal will enjoy a waiting period of 6 months.

Insured urban residents go abroad to settle down, join the army, enter higher schools, move out of their registered permanent residence, and die. The insurance relationship is automatically terminated.

Urban residents who are transferred to the basic medical insurance for urban workers or other forms of government medical insurance according to regulations will no longer enjoy the basic medical insurance for urban residents.

Insured urban residents who have paid the medical insurance premium for the following year and died before 65438+February 3 1 of that year, their families shall go through the refund formalities at the county social insurance agency with the death certificate issued by the medical institution or the public security department.

Fund raising and payment standards

1, urban non-employed residents are raised according to the standard of 220 yuan per person per year. Individual contribution 140 yuan, giving financial assistance to 80 yuan. Among them, for the urban residents' minimum living security object, the disabled who hold the People's Republic of China (PRC) (People's Republic of China (PRC)) Disabled Persons' Card and the elderly over 60 years old from low-income families, individuals pay 80 yuan, and the financial subsidy is 140 yuan; The individual contributions of severely disabled people and the "three noes" who have completely lost their ability to work are fully subsidized by the government and charged from the urban medical assistance funds.

2. Children are raised according to the standard of 100 yuan per person per year. Individuals pay 20 yuan and give financial assistance to 80 yuan. Among them, for children belonging to low-income groups or severely disabled children, individuals pay 10 yuan and give financial assistance to 90 yuan.

Work flow of social endowment insurance payment for urban and rural residents

1. At the beginning of each year, the person in charge of the township office generates the receivable data of the village help in the information system, and pays the village help to inform the insured to check the information and pay the pension for this year.

2, the insured person to choose the payment grade, determine the amount of payment, to the village coordinator, the village coordinator to review the payment grade and information is correct. The village coordinator will fill in the pension remittance received by the village to the designated bank, indicating its name and village name, and the bank will transfer the money into the financial account.

3. The village coordinator will submit the confirmed summary list and bank payment receipt to the person in charge of the township office.

4. The person in charge of the township office shall declare the amount and number to the county-level social security institution after confirmation.

5, the county social security institutions to review the payment information, through the information system to register and confirm its payment.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 60 The employing unit shall declare on its own and pay social insurance premiums in full and on time. Except for legal reasons such as force majeure, the payment shall not be postponed or reduced. The social insurance premiums that employees should pay shall be withheld and remitted by the employer, and the employer shall inform me of the details of paying social insurance premiums on a monthly basis.

Individual industrial and commercial households without employees, part-time employees who have not participated in social insurance in the employing units and other flexible employees can pay social insurance premiums directly to the social insurance premium collection agencies.

Sixty-first social insurance fee collection agencies shall collect social insurance premiums in full and on time according to law, and regularly inform employers and individuals of the payment situation.

Article 62 If the employer fails to declare the amount of social insurance premiums that should be paid according to the regulations, the amount that should be paid shall be determined according to 1 10% of the amount paid by the employer last month; After the payment unit completes the declaration procedures, the social insurance fee collection agency shall make settlement in accordance with the provisions.

Article 63 If an employer fails to pay social insurance premiums in full and on time, the social insurance premium collection agency shall order it to pay or make up within a time limit.

If the employer fails to pay or repay the social insurance premium within the time limit, the social insurance premium collection agency may inquire about its deposit account in banks and other financial institutions; And can apply to the relevant administrative departments at or above the county level to make a decision on the allocation of social insurance premiums, and notify their bank or other financial institutions in writing to allocate social insurance premiums. If the balance of the employer's account is less than the social insurance premium that should be paid, the social insurance premium collection agency may require the employer to provide guarantee and sign a deferred payment agreement.

If the employer fails to pay the social insurance premium in full and fails to provide guarantee, the social insurance premium collection agency may apply to the people's court for sealing up, distraining and auctioning the property whose value is equivalent to the social insurance premium that should be paid, so as to offset the social insurance premium with the proceeds from the auction.