Job Recruitment Website - Social security inquiry - What is the use of the social security card run by the school?
What is the use of the social security card run by the school?
First, what is the use of the social security card run by the school?
Social security card is an electronic information card used by medical insurance agencies to identify the identity of insured persons, record and store personal account funds and their use. Student social security card mainly refers to medical insurance card, which can reimburse some diseases and medical expenses during your school days.
Because most parents don't know the purpose of the social security card for students, so briefly explain the purpose of this card: the social security card for students is issued by China Construction Bank, and there is no money in it, so it can be used as a livestock savings card.
Second, the social security card claims:
(1) general outpatient service: within one year, the accumulated expenses incurred by the insured in the designated community outpatient service or community outpatient service shall not exceed 200 yuan, which shall be paid by the fund according to the standard of 20%, and the excess shall be paid by individuals in cash.
(2) Hospitalization: When the insured is hospitalized in a designated medical institution due to illness, the expenses that meet the payment scope of the urban residents' medical insurance fund shall be paid by the individual, with the minimum threshold and the expenses that should be borne by the individual. The rest shall be settled by medical insurance agencies and designated medical institutions.
(3) Prescribed outpatient treatment: insured residents suffer from the following diseases: leukemia treatment, etc. And the designated medical expenses incurred in outpatient treatment in designated medical institutions can be paid by the residents' medical insurance fund according to the prescribed proportion.
(4) Accidental injury compensation: 80% of the part within the payment scope of residents' medical insurance fund that exceeds 200 yuan. The maximum payment limit within one year is 2000 yuan (including the part borne by individuals according to a certain proportion).
(5) Qifubiaozhun and maximum payment limit:
The highest report for general outpatient service is 80%;
The maximum hospitalization can be reported as 1.2 million.
First-class hospital 100 yuan/time for reimbursement of medical insurance fund for inpatients, second-class hospital 300 yuan, and third-class hospital 800 yuan. The reimbursement rate is: 80% for the first-class student school hospital (the school hospital is level 2 or below) and the first-class off-campus hospital, 70% for the second-class off-campus hospital, and 60% for the third-class off-campus hospital (the school hospital is level 3), and the second-class is increased by 5 percentage points. The top line of school year reimbursement: 80,000 yuan for the first grade and 0/.20,000 yuan for the second grade.
Third, how to handle the student social security card?
The insured shall provide the following materials:
1. Original and photocopy of the insured's ID card (below 16, household registration book is provided without ID card);
2. Receipt of digital photos of the insured (no need for social security cards before);
3. The original and photocopy of the guardian's ID card;
4. Original and photocopy of guardianship certificate (birth certificate of the insured or guardianship certificate or household registration book issued by the Civil Affairs Bureau where the insured's household registration is located).
Due to the difference in the progress of the transformation of different banking systems, please consult the bank for the specific time when the bank opens the financial social security card for young college students.
During the period from bidding to receiving the financial social security card, the insured will make cash advance for outpatient expenses according to relevant regulations. After receiving the financial social security card, submit the relevant information to the designated medical institution or the binding settlement hospital for cash reimbursement.
In the event of hospitalization expenses, the designated medical institution shall check whether the ID card is consistent with me, and deposit a copy of the ID card in the medical record. If you have received a financial social security card when you leave the hospital, you can go through the accounting procedures directly when you go to a designated medical institution for medical treatment; If you don't get a financial social security card when you leave the hospital, you must pay the full deposit first. After you get the financial social security card, you should go to the hospital to make up the account.
Citizens aged 16 can also apply for social security cards. After handling the social security card, you can be reimbursed for illness or medical treatment during school through the medical insurance card. At the same time, social security cards handled by citizens can also be used as savings cards. If the reimbursement amount exceeds the specified amount, other departments shall bear it by themselves.
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