Proportion of private enterprise endowment insurance payment

The proportion of individual contributions to old-age insurance is generally subject to the provisions of the social security department, with the actual salary as the payment base.

First, the total wages of enterprise employees approved by enterprises ×20%, and the payment base approved by individual employees ×8% (currently 8%).

Second, the rated payment base of individual employees × 18%.

The average monthly salary of employees above the individual payment is the base (the minimum number is 60% of the annual salary of employees in this city; The highest figure is 8% of the city's employees' wages in the previous year. The unit payment is paid according to 22% of the employee's average monthly salary in the previous year. From June 65438+1 October1day, 2006, Ministry of Human Resources and Social Security adjusted the size of the individual pension account from 165438+ 0% of my contribution salary to 8%. The previous policy was that individual contributions and 3% unit contributions were all included in individual pension accounts, and unit contributions 19% were transferred to social pooling, while the new policy also included 3% of unit contributions in social pooling to solve the problem of empty accounts in pension accounts.

Medical insurance payment ratio: unit 10%, individual 2%+3 yuan;

Unemployment insurance payment ratio: unit 1%, individual 0.2%;

Payment ratio of work-related injury insurance: the work-related injury rate is determined according to the industry scope of the unit, which is between 0.5% and 2%;

Maternity insurance payment ratio: 0.8% for the unit, and no payment for the individual. The payment policy of enterprise employees' old-age insurance is initially implemented in accordance with the provisions of the State Council (1997) No.26, which is the fundamental document for establishing a unified national basic old-age insurance system for enterprise employees. All enterprises in China, including state-owned enterprises and private enterprises, are handled in accordance with the provisions of this document. Therefore, the policy of endowment insurance is unified throughout the country, and there is no difference between state-owned enterprises and private enterprises in the policy of endowment insurance.

Legal basis:

People's Republic of China (PRC) social insurance law

Tenth employees should participate in the basic old-age insurance, the basic old-age insurance premiums paid by the employer and employees. Individual industrial and commercial households without employees, part-time employees who have not participated in the basic old-age insurance in the employer and other flexible employees can participate in the basic old-age insurance, and individuals pay the basic old-age insurance premium. The measures for the endowment insurance of civil servants and staff managed by reference to the Civil Service Law shall be formulated by the State Council.