How long can I stop paying social security?

Social security can be cut off for three months, more time will affect the use.

Social security can always be disconnected but disconnected social security will have an impact on their own security, if social security is disconnected for more than three months, in which the cumulative number of years of medical insurance needs to be recalculated, and the later need to pay half a year of continuous payment to continue to enjoy the benefits of the health care system.

While the cumulative contribution to the pension insurance can be 15 years, but the longer the social security interruption, the less the amount of contributions, and finally be able to receive the pension is also less, social security interruption will affect the pension treatment. In addition, the corresponding maternity insurance and work injury insurance coverage will also stop after the social security insurance is discontinued.

Medical insurance can continue to be paid for as long as there is no interruption of insurance for more than three months within the year of the medical insurance, and the consecutive insurance time before and after the interruption will be calculated together. If the interruption exceeds three months, the insured can only re-enroll.

Effects of Social Security Discontinuation

Once the social security is discontinued, the first impact is on the pension insurance and medical insurance, if the pension insurance has not reached the contribution period, then the retirement will not be able to receive the pension, and the medical insurance a little bit of discontinuance, then you will not be able to enjoy the medical insurance benefits. At this time, the social security card will have 2 to 3 months of recovery period, in these 2 to 3 months can only be manually reimbursement, is not able to social security card automatic reimbursement.

And medical insurance and pension insurance are both required to meet a certain cumulative period of time to enjoy exemption after retirement, the general medical insurance is about 25 years, depending on your local regulations, pension insurance is 15 years, if you do not reach the two cumulative period of contributions, then either after retirement have to continue to pay, or a one-time retroactive payment, a one-time retroactive payment will be a good amount of money.

Besides, many first and second tier cities now require a certain number of consecutive years of social security payments, if you break the payment, the consecutive years of contributions may have to be zero recalculated, which will affect your eligibility to buy a house, buy a car, etc.

This is the first time that I've seen a lot of people who have been in the same situation for a long time, but I'm not sure if it's a good idea.