Is it necessary for individuals to pay for medical treatment?

It is necessary for individuals to pay medical insurance.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

The establishment and implementation of the basic medical insurance system has gathered the economic strength of units and social members. With the government's funding, sick social members can get necessary material help from the society, reduce the burden of medical expenses, and prevent sick social members from "poverty due to illness".

Individuals pay medical insurance, and a large part of the expenses can be reimbursed after disease damage. Moreover, according to relevant laws and regulations, enterprises and their employees or organs, institutions, intermediaries, social organizations, private non-enterprise units and their employees, as well as employers affiliated to the military and their employees without military status, all need to pay medical insurance fees. If an individual has a job, the general employer will pay social security to the workers on time every month. If there is no job, it can decide whether to pay social security. After paying medical insurance, you can enjoy medical treatment according to law, which provides a guarantee for the life of the parties, so it is necessary.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

Individual industrial and commercial households without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexible employees can participate in the basic medical insurance for employees, and individuals pay the basic medical insurance premium in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.