Job Recruitment Website - Social security inquiry - I am 50 years old, have worked in the company 1 1 year, and have paid social security for 9 years. What if the company doesn't send it now?

I am 50 years old, have worked in the company 1 1 year, and have paid social security for 9 years. What if the company doesn't send it now?

It depends on two aspects! On the one hand, the situation of the employer: from your description, I feel that you should be a female friend, so if you are 50 years old, it means that you have reached the legal retirement age and your labor relationship with the company has expired, which means that the company has not paid you social security, which is legal. This is because the social security law stipulates that when an employee reaches the statutory retirement age, the labor contract signed between the employer and the employee will naturally terminate, and the enterprise will no longer have the obligation and responsibility to pay social security for it.

In other words, although you have only paid social security for nine years, it is because of your own reasons and has nothing to do with the enterprise. As long as your age reaches the statutory retirement standard, your labor relationship with the enterprise will be terminated, and it is normal for the enterprise to stop insurance for you. On the other hand, if you are a male employee, you should retire at the age of 60 under normal circumstances. If it is not for your own reasons, it is illegal for the enterprise to stop insurance. You can safeguard your rights and interests through labor arbitration or legal procedures.

On the other hand, it is your own situation: if my analysis is correct, you are a female employee and should retire at the age of 50 in the production position. If the enterprise terminates the labor contract with you, you will face the following three choices:

First, try to find another unit:

The so-called finding another company mainly depends on whether you have any special skills. Can I work as a manager in another company? If you can, you can work at least until you are 55 years old, and you can also pay social security for five years. In that case, you can save two-thirds of the insurance costs in these five years. If you have one year left, you can pay social security for employees after changing to flexible employment, and you can retire at the age of 56.

Second, pay employee social security by yourself:

If you can't find a company, or you don't have any special skills, you can't assume the responsibility of management positions. But your financial conditions are ok. You can continue to pay employee social security as a flexible employee, and you can retire at the age of 56 in another six years. It's just that you need about 60 thousand at your own expense in these six years, and the cost of insurance is much higher. However, your pension can be about 1500 per month, and it will be paid off in three and a half years.

The third is to pay social security for residents:

If you are in poor financial conditions and can't find a permanent job for a while, then you can change employee social security to resident social security. Although the overall planning cannot be transferred, only the personal account can be transferred, but the advantage of this is that the payment period can be calculated continuously, and the cost of residents paying social security is very low, which is about 1.8 million yuan per year. Because you have paid social security for employees for nine years, the amount stored in your personal account is relatively high, and the pension can be about 1000 yuan, which can be paid back in two years.

Conclusion To sum up, I think if you are a 50-year-old woman, it is normal for the company not to pay social security for you, because you have reached the legal retirement age, and the labor relationship will naturally terminate. If he is a male, he can defend his rights through arbitration or legal procedures. If it is the former, you will only face three choices:

Or find another company to see if it is engaged in management work, so that you can work until you are 55 years old, and another year will be enough for you to retire; If you can't find such a job, but the conditions are good, you can continue to pay employee social security for six years and become a flexible employee after retirement; If you can't find a job and the economic conditions are not good, then I suggest that you change the employee social security into resident social security and continue to pay for retirement for six years. This will reduce the cost of insurance by 2/3, but the pension will be relatively low by 2/3. Therefore, we should choose according to the enterprise situation and our own conditions!