Guangzhou social security individual payment standard

The individual payment standard of social security in Guangzhou depends on the salary level, including pension, medical care, unemployment, work injury and maternity. Among them, the contribution rate of endowment insurance is the highest, about 20%. The payment base of different types of insurance is also different, and residents can choose different payment schemes according to their personal circumstances.

Guangzhou social security individual payment standard is formulated according to the relevant provisions of the state and local actual conditions. This standard mainly includes the payment ratio and payment base of five types of insurance, such as pension, medical care, unemployment, work injury and maternity. Specifically: 1. Old-age insurance: the highest contribution rate is about 20%, of which 8% is paid by individuals and 12% by the company for employees. 2. Medical insurance: the payment ratio is about 2%, of which the individual pays 1%, and the company needs to pay 1% for employees. 3. Unemployment insurance: the payment ratio is about 0.5%, of which individuals pay 0.2% and the company pays 0.3% for employees. 4. Work-related injury insurance: The payment ratio is about 0.5%, which shall be paid in full by the company. 5. Maternity insurance: the payment ratio is about 0.8%, of which 0.5% is paid by individuals and 0.3% by the company for employees. In addition, the payment base of different types of insurance is also different. The payment base of pension, medical care, unemployment and maternity insurance is generally 65438+ 0-3 times of the local monthly minimum wage, while the industrial injury insurance takes the actual salary as the payment base. Residents can choose different payment schemes according to their own conditions. For example, you can choose a scheme with a slightly higher payment ratio but a lower payment base, or you can choose a scheme with a slightly lower payment ratio but a higher payment base.

Is there an upper limit for the individual contribution base of social security in Guangzhou? Yes, there is an upper limit on the individual contribution base of social security in Guangzhou. According to the latest regulations, the upper limit of the payment base of pension, medical care, unemployment and maternity insurance is three times the local maximum monthly salary, while the actual salary is the payment base of work-related injury insurance. If an individual's salary exceeds the upper limit of the payment base, he only needs to pay the insurance premium according to the upper limit of the payment base.

The individual payment standard of social security in Guangzhou depends on the salary level, including pension, medical care, unemployment, work injury and maternity. Different types of insurance have different payment ratios and payment bases, and residents can choose different payment schemes according to their own conditions. In order to ensure the legitimacy and rights of individual payment, it is suggested that residents carefully check the payment standard and payment base to ensure the correct insurance premium.

Legal basis:

Article 15 of the Regulations on Social Insurance for Urban and Rural Residents in Guangdong Province shall be paid by the insured and the provincial people's government respectively, of which the proportion of the insured shall not exceed 8%, and the rest shall be borne by the provincial people's government.