Xi'an residents medical insurance where to pay

Xi'an residents' medical insurance is paid at the Social Security Bureau.

Medical insurance, generally referred to as basic medical insurance, is a social insurance system established to compensate workers for the economic losses caused by the risk of illness. Through the employer and individual contributions, the establishment of a medical insurance fund, the insured person is sick to visit the medical expenses incurred by the medical insurance organization to give them a certain amount of financial compensation.

The establishment and implementation of the basic medical insurance system gathers the economic strength of the units and members of society, together with the government's financial support, which enables the sick members of society to obtain the necessary material assistance from society, reduces the burden of medical expenses, and prevents the sick members of society from "becoming poor because of illness".

Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and social. Medical insurance system is usually by the national legislation, mandatory implementation, the establishment of a fund system, the cost of employers and individuals **** with the payment of medical insurance premiums paid by the medical insurance organization, in order to solve the workers due to illness or injury brought about by the medical risk.

Medical insurance, like other types of insurance, also collects medical insurance premiums in advance from people threatened by illnesses by means of a contract to set up a medical insurance fund; when the insured falls ill and goes to a medical institution and incurs medical expenses, the medical insurance organization will give a certain amount of financial compensation. Therefore, medical insurance also has two major functions of insurance: risk transfer and compensation transfer. That is, the individual's economic losses caused by the risk of disease are distributed to all members of the same risk threatened by the centralized health insurance fund to compensate for the economic losses caused by the disease.

Commercial health insurance can be categorized into reimbursement health insurance and indemnity health insurance.