What is National Health Insurance? What does national health insurance include?

Broadly speaking, the national health insurance refers to the establishment of the basic medical insurance system in accordance with the requirements of the State Council management system, also known as the social development of the social health insurance, is through the unified management of the national health insurance unit, the Ministry of medical treatment and security to undertake the implementation of a social security system, the core features of which is to have a wide range of social development and universality, and also integrated, that is, the use of our country to pay a little, the enterprise to pay a little, I pay a little to finance the form of medical insurance fund. The core feature of this social security system is that it is universal in terms of social development and integrated, i.e., it adopts the form of financing the medical insurance fund with a small contribution from China, a small contribution from enterprises, and a small contribution from the individual. But all the people involved in our social health insurance work, can experience our social health insurance treatment.

China's current big country social medical insurance regulations are divided into urban workers' basic medical insurance, urban and rural residents' basic medical insurance commercial insurance two specific content, is China's multifaceted medical insurance the most important specific content, choose the coverage, multifaceted, basic, sustainable development of the standard, and it is included in the insurance law of the important links.

Basic medical insurance for urban workers, is based on the spirit of the relevant provisions of the National Development (1998) No. 44 document to create the spirit of the basic medical insurance regulations for urban workers, is an important link in China's health insurance system, the core of the payment of social security targeting every urban and rural residents, covering the administrative and public institutions employees, all the company employees, freelancers in the capacity of participation in the urban worker The urban workers medical insurance, urban workers medical insurance selection of the employer company employees themselves in proportion to the allocation of the method of payment of medical insurance costs, urban workers medical insurance in the national health insurance supervision system occupies the most important influence.

Basic medical insurance for urban and rural residents is based on the relevant provisions of the National Development (2016) No. 3 document, based on the original countryside of the new rural medical insurance, urban and rural residents of the integration of social health insurance and established, through the integration of medical insurance, completed in China's urban and rural health insurance system unity, the core of the payment of social security objects for many urban residents who do not participate in the urban workers' medical insurance. The urban and rural residents' medical insurance is based on a combination of individual contributions and state subsidies, and on the premise of individual contributions, China's supporting facilities give corresponding subsidies. Individual contributions and state subsidies are credited to the medical treatment coordination fund, which distributes the payment of hospitalization fees to insured persons in proportion to their individual contributions. The basic medical insurance policy for urban and rural residents is the most inclusive and comprehensive medical insurance system in the multifaceted medical insurance system of the national health insurance regulations.

National health insurance in the narrow sense refers to the fact that our national health insurance system is managed on a territorialized basis, with municipal institutions now serving as the coordinating zones. In the establishment of the integrated area, the municipal city as the integrated sector of the health insurance is called municipal health insurance; provincial units as the integrated area of the health insurance is called provincial health insurance; the central state organs as the integrated area of the health insurance is called the national health insurance. Whether it is the national health insurance, provincial health insurance, municipal health insurance, health insurance standards are based on the spirit of the National Development (1998) No. 44 document and the relevant provisions of the Social Security Law to implement, but the specific implementation details are based on the integrated area of the development and implementation of the measures, the national health insurance as an independent integrated area, but also in accordance with their own specific circumstances to develop specific implementation measures.

In general, we say the national health insurance includes a broad and broad knowledge of 2 aspects. Broadly speaking, the national health insurance is a general term for the social health insurance regulations in China, including the basic health insurance for urban workers and urban and rural residents; narrowly speaking, the national health insurance is based on the division of the integrated area, which refers exclusively to the central state organs as the integrated area of the health insurance, which is called the national health insurance.