Can I return it if I don't want to pay social security for more than one year?

Under normal circumstances, social security can only be stopped and cannot be refunded; Only under certain circumstances can the money in the personal social security account be refunded. Refund of pension insurance and medical insurance needs to meet one of the following five conditions:

1. At retirement age, the payment period is less than 15 years.

2. The on-the-job insured person died for some reason.

3. The insured goes abroad to settle down.

4. Death after retirement, personal account balance.

5. Employees who are insured in different places (across provinces) leave their jobs and leave their insured places.

If you have paid social security for more than 1 year in other places and want to resign, there are two kinds of social security refunds.

Case 1: You can apply for retirement immediately after resigning, and the social security payment period is not enough 15:

In this case, you have two options:

1. You can go through the surrender procedures for endowment insurance and medical insurance.

2. Pay the minimum payment period and apply for retirement.

Personnel suggestion: choose to pay back, so that you can receive a monthly pension and enjoy lifelong medical insurance benefits.

The second case: you can't apply for retirement after resigning:

If you encounter this situation: the old-age insurance can't be refunded, but the medical insurance can, you also have two choices:

1. You can choose to transfer the payment period and return it to your personal medical insurance account.

2. You can choose to transfer personal medical insurance to a new insured place.

The social security paid by different insured groups is slightly different, which is divided into the following situations:

1. For enterprise employees: generally, enterprises and individuals pay social security fees separately. Enterprises pay five insurances, including endowment insurance, unemployment insurance, work injury insurance, medical insurance and maternity insurance. Individuals pay three insurances, including endowment insurance, unemployment insurance and medical insurance.

2. For flexible employees: Generally, individuals pay social security fees. Mainly includes: endowment insurance and medical insurance.

For urban and rural residents, social security fees are generally paid by individuals. Mainly includes: urban and rural residents' old-age insurance and urban and rural residents' medical insurance.

legal ground

Article 8 of the Social Insurance Law of People's Republic of China (PRC) provides social insurance services and is responsible for social insurance registration, personal rights and interests record and social insurance benefits payment.