Can maternity insurance be reimbursed after one year of social security?

Yes, maternity insurance can only be reimbursed after one year of social security.

Maternity insurance in social security is for people to be reimbursed during childbirth, so that all expenses incurred by women in the hospital during childbirth can be reimbursed through the Social Security Bureau without payment. Some people only bought maternity insurance for more than a month, but not for a full year. Then, maternity insurance can only be reimbursed after one year.

Maternity insurance is a social insurance system in which the state and society provide medical services, maternity allowance and maternity leave when pregnant and pregnant female workers temporarily stop working, and the state or society provides necessary economic compensation and medical care for maternity workers.

Maternity insurance reimbursement conditions:

Employees who enjoy maternity insurance benefits shall meet the following conditions:

1. The employer has paid more than 1 year for employees and continues to pay;

2, in line with national and provincial population and family planning laws and regulations.

Maternity insurance reimbursement scope:

1, maternity medical expenses.

The examination fee, delivery fee, operation fee, hospitalization fee and medicine fee for the birth of female employees shall be paid by the maternity insurance fund. Medical business expenses and medicine expenses (including self-funded drugs and nutritional drugs) exceeding the prescribed amount shall be borne by the employees themselves.

After the female workers are discharged from the hospital, the medical expenses for diseases caused by childbirth shall be paid by the maternity insurance fund; The medical expenses of other diseases shall be handled in accordance with the provisions of medical insurance benefits. After the expiration of maternity leave, if a female employee needs rest and treatment due to illness, it shall be handled in accordance with the relevant provisions on sick leave and medical insurance benefits.

2. Maternity allowance.

Female employees shall enjoy maternity allowance according to law during maternity leave, which shall be calculated and paid by maternity insurance fund according to the average monthly salary of employees in the previous year.

Legal basis:

People's Republic of China (PRC) social insurance law

Fifty-fourth employers have paid maternity insurance premiums, and their employees enjoy maternity insurance benefits; Unemployed spouses of employees enjoy maternity medical expenses in accordance with state regulations. The required funds are paid from the maternity insurance fund.

Maternity insurance benefits include maternity medical expenses and maternity allowance.