The factory bought social security and rural cooperative medical care. Do you still want to buy?

It depends on the individual's actual situation and needs.

First of all, understand the scope of social security and rural cooperative medical care.

Social security usually includes endowment insurance, medical insurance, unemployment insurance, industrial injury insurance and maternity insurance, among which medical insurance is to ensure the reimbursement of medical expenses when employees are sick or injured. The rural cooperative medical system mainly faces rural residents and provides them with basic medical security.

Second, analyze personal needs and actual situation.

For workers working in factories, if they buy social security, they already have certain medical security to a certain extent. However, considering that the scope and proportion of social security reimbursement may be limited, the purchase of rural cooperative medical care can be used as a supplementary guarantee, especially in the face of some large medical expenses, rural cooperative medical care can provide additional reimbursement support.

Third, consider personal economic situation and affordability.

The purchase of rural cooperative medical care needs to pay a certain fee, so individuals need to decide according to their own economic situation and affordability. If the personal economic situation is better, you can consider buying rural cooperative medical care to increase security; If the economic situation is relatively tight, social security can also be given priority first, and then consider purchasing rural cooperative medical care after the economic conditions improve.

Fourth, consult relevant departments or professionals.

Regarding whether to purchase rural cooperative medical care, it is recommended to consult the local social security department or the rural cooperative medical care management department for detailed policies and reimbursement standards. At the same time, you can also consult professionals and make more informed decisions.

To sum up:

After purchasing social security in the factory, whether it is necessary to purchase rural cooperative medical care needs to be decided according to the actual situation and needs of individuals. On the basis of understanding the scope of social security and rural cooperative medical care, we can make more appropriate decisions by analyzing personal needs and actual situation and considering personal economic situation and affordability. At the same time, it is recommended to consult relevant departments or professionals to obtain more detailed and accurate information.

Legal basis:

People's Republic of China (PRC) social insurance law

Article 23 provides that:

Employees should participate in the basic medical insurance for employees, and employers and employees should jointly pay the basic medical insurance premiums in accordance with state regulations.

People's Republic of China (PRC) social insurance law

Article 25 provides that:

The state establishes and improves the basic medical insurance system for urban residents. The basic medical insurance for urban residents combines individual contributions with government subsidies.

People's Republic of China (PRC) social insurance law

Article 24 provides that:

The state establishes and improves the new rural cooperative medical system. Measures for the administration of the new rural cooperative medical system shall be formulated by the State Council.