Can I pay medical insurance immediately if I get sick?

If you are sick, you can't use medical insurance immediately; You need to pay medical insurance for more than half a year before you can use the medical insurance card and enjoy reimbursement, provided that you need to go to a designated hospital. The next month of social security medical payment can be reimbursed. For example,1October 4th, 65438, the company paid the money (for the first time),1October 5th, 65438 needed to be hospitalized, but at this time you won't be able to enjoy hospitalization reimbursement until next month. From the second month after the employer and its employees pay medical insurance premiums according to regulations, employees begin to enjoy basic medical insurance benefits; From the month after the medical insurance premium has never been paid or not paid in full.

Can I be reimbursed for seeing a doctor without a social security card if I buy social security?

I bought social security for half a year, but didn't get a social security card. I went to the hospital for reimbursement.

You can submit an expense account with your personal ID card. When you go to a designated hospital, first inform NCMS that you have not received a social security card and show your ID card. Staff will use their ID cards to read personal information so that they can report expenses immediately.

Those who have paid social security for six months in a row will enjoy medical treatment from the seventh month; If you don't have a social security card, you can go to the hospital first and then keep all the bills. You can go to social security for direct reimbursement. If the company pays insurance, you can ask the company's personnel to help you with the declaration procedures. If you pay social security yourself, you can go to the filing department to go through the declaration procedures.

It is more convenient to see a doctor with a social security card, and you don't have to go to the Social Security Bureau to declare reimbursement. If you don't have a social security card, it is a bit troublesome and you need to go to the Social Security Bureau for reimbursement. But in any case, as long as you enjoy medical care, you can be reimbursed for seeing a doctor, regardless of whether you have a social security card or not.

To sum up, medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by disease risks. The medical insurance fund is established through the contributions of employers and individuals. After the insured person has medical expenses, the medical insurance institution will give certain economic compensation.

Legal basis:

Article 28 of People's Republic of China (PRC) Social Insurance Law

Medical expenses that meet the basic medical insurance drug list, diagnosis and treatment items, medical service facilities standards and emergency rescue shall be paid by the basic medical insurance fund in accordance with state regulations.

Article 29

The medical expenses of the insured shall be paid by the basic medical insurance fund, and shall be directly settled by social insurance agencies, medical institutions and pharmaceutical business units.

The administrative department of social insurance and the administrative department of health shall establish a settlement system for medical expenses in different places to facilitate the insured to enjoy the basic medical insurance benefits.