How much is transferred to Zhuhai medical insurance account every month?

First, from June 5438 to February 2022, the monthly settlement standard of employees' personal accounts participating in medical insurance was adjusted. The medical insurance account of 65438+February arrived on the 20th-25th.

(1) The basic medical insurance premiums paid by individuals in the personal accounts of on-the-job employees (including flexible employees) who participate in the consolidated unified accounts of employee medical insurance are included.

Before the implementation of the New Deal, the monthly distribution of employees' personal accounts in our city was based on the actual insured wages, and was divided into three distribution ratios according to the insured age: 2% under 35 years old, 3% under 35 years old and 4% over 45 years old.

After the implementation of the New Deal, it will no longer be divided into age groups, and will be included in the unified account according to the annual individual contribution ratio of 1.5% combined with the medical insurance for employees in our city. On-the-job employee medical insurance is a personal account allocated by the new standard in June 5438+February, and the corresponding payment month is June 165438+ 10.

For example, the insured person is 30 years old and the insured salary base is 5000 yuan. Before the implementation of the New Deal, the monthly account was 5000 yuan ×2% = 100 yuan; After the implementation of the New Deal, the monthly transfer is 5,000 yuan × 1.5%=75 yuan.

(2) Enjoy the retirement benefits of combining unified account with employee medical insurance, and the monthly personal account is unified by 193.26 yuan.

Before the implementation of the New Deal, the monthly distribution of individual accounts of employees who enjoy the benefits of unified account and medical insurance retirement in our city was 5802 yuan as the minimum guarantee line and 17407 yuan as the maximum cap line. If the pension is lower than the minimum guarantee line or higher than the maximum cap line, it will be based on 5,802 yuan or17,407 yuan respectively, which will be included in the proportion of 6%, and the pension will be between 5,802 yuan and 65,438 yuan.

After the implementation of the New Deal, the monthly personal account will be calculated and distributed according to 2.8% of the average basic pension in this city in 202 1 year, that is, 193.26 yuan per month.

For example, Zhang San and Li Si, who enjoy the retirement benefits of unified account combined with employee medical insurance, have pensions of 4,000 yuan and 8,000 yuan respectively. Before the implementation of the New Deal, Zhang San's monthly account was 5802 yuan ×6%=348. 12 yuan, and Li Si's account was 8000×6% = 480 yuan; After the implementation of the New Deal, the monthly statement of Zhang San and Li Si was unified as 193.26.

Second, the scope of use of personal accounts has been broadened.

After the implementation of the New Deal, personal accounts can be used to pay the following expenses for the insured person, spouse, parents and children:

(1) Medical expenses incurred by individuals in designated medical institutions;

(two) the expenses incurred by individuals in purchasing drugs, medical devices and medical consumables at designated retail pharmacies;

(3) Personal contributions of spouses, parents and children participating in residents' medical insurance;

(four) the insured person did not reach the minimum payment period of employee medical insurance when he retired;

(five) in the designated medical institutions, the expenses incurred by the individual in accordance with the provisions of Chinese medicine "prevention of disease";

(six) other expenses in accordance with the provisions of the state and province.

Three. The application for transferring funds from personal account to my financial account has changed.

Before the implementation of the New Deal, if the insured person handles medical insurance filing or employee medical insurance relationship transfer in different places, he can transfer the funds in his personal account to his financial account upon his own application.

After the implementation of the New Deal, those who handle medical insurance filing in different places can transfer their personal account funds to their financial accounts upon their own application, and the personal account funds of the rest of the medical insurance filing personnel will be transferred to medical insurance accounts, but not to financial accounts; Workers' medical insurance relationship transfer, inter-provincial transfer can be included in my financial account, and intra-provincial transfer can be used across the city, without transfer or withdrawal. At the same time, the New Deal has increased the number of insured persons leaving the country (including Hong Kong, Macao and Taiwan) to settle down and enlist in the army during the insured period. After the insured person applies, his personal account funds can be transferred to his financial account.

After the implementation of Zhuhai Basic Medical Insurance Outpatient * * * Economic Security Implementation Rules, it will have a positive impact on reducing the burden of medical expenses of the insured, and the monthly personal account will be reduced accordingly. The insured can log in to the official account of Zhuhai Social Security WeChat, and check the personal account transfer amount in Social Security Pocket Office-Information Inquiry-Medical Insurance Account Transfer Inquiry.