The most important thing to remember is that you can't afford to lose the money you've spent on your own.

Social security on the hospitalization reimbursement standards and the insured persons living in the hospital level is a certain relationship, if the medical hospitalization is a third-class hospital, from the starting standard to 30,000 yuan of some of the costs between the reimbursement of eighty-five percent. If the expenses between 30,000 yuan and 40,000 yuan can be reimbursed 90% of the expenses, if higher than 40,000 yuan to the maximum payment limit part of the expenses, can be reimbursed 95%. For retirees, the personal payment rate is 60% of that for active employees. Legal basis: Article 26 of the Social Insurance Law: The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with state regulations. Article 28: Medical expenses in accordance with the basic medical insurance drug list, diagnostic and treatment items, medical service facility standards, as well as emergency and rescue, shall be paid out of the basic medical insurance fund in accordance with state regulations.

Article 26 of the Social Insurance Law: The basic medical insurance for employees, the new type of rural cooperative medical care and the basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State. Article 28 Medical expenses that conform to the basic medical insurance drug catalog, diagnostic and therapeutic items, standards of medical service facilities, as well as emergency and rescue, shall be paid from the basic medical insurance fund in accordance with state regulations. Article 31 The social insurance administration organization may, according to the needs of management services, sign service agreements with medical institutions and drug business units to regulate the behavior of medical services. Medical institutions shall provide reasonable and necessary medical services for the insured.