What is social security three insurance?

Three insurances are the most basic social insurance, including endowment insurance, medical insurance and unemployment insurance. Paying three insurances is stipulated by the national social security policy, and any employer should insure employees. As long as you sign a formal labor contract with your employer, it should insure you.

The three risks are not entirely borne by your company, but by yourself and your company. According to the wages of employees, the proportion of units and individuals is generally: pension insurance units bear 20%, individuals bear 8%; 6% for medical insurance units and 2% for individuals; The unemployment insurance unit bears 2%, and the individual bears 1%.

Extended data:

The difference between five insurances and one gold and three insurances and one gold is maternity insurance and industrial injury insurance.

Three insurances and five insurances are indeed legal. The difference is that maternity insurance and industrial injury insurance are paid by employers, unlike the other three insurances, which are paid by employers and employees. Generally speaking, if the employer is willing to pay the housing provident fund for you, it is not a problem to pay these two insurances.

Of course, in reality, there are indeed many employers who are short of money when paying social security. Strictly speaking, it is indeed a violation of state regulations. Laborers can ask employers to make up for it. Otherwise, you can complain to the labor security department. ?

Baidu Encyclopedia-Three Risks